Bankruptcy Allowable Living Expenses
(Cases Filed Between November 1, 2017 and March 31, 2018, Inclusive)

Local Housing and Utilities Standards*

North Carolina

 

  Family Size and Expense Type
1 Person 2 People 3 People 4 People 5 or More People
County FIPS Code Non-
Mortgage
Mortgage/
Rent
Non-
Mortgage
Mortgage/
Rent
Non-
Mortgage
Mortgage/
Rent
Non-
Mortgage
Mortgage/
Rent
Non-
Mortgage
Mortgage/
Rent
Alamance County37001$434$785$510$922$538$971$600$1,083$609$1,101
Alexander County37003$417$604$490$710$516$748$575$834$584$848
Alleghany County37005$416$692$489$812$515$856$574$955$583$970
Anson County37007$509$499$598$586$630$618$703$689$714$700
Ashe County37009$421$650$495$763$522$804$582$896$591$911
Avery County37011$426$669$500$786$527$828$588$923$597$938
Beaufort County37013$502$714$590$838$621$884$693$985$704$1,001
Bertie County37015$571$560$671$658$707$693$788$773$801$785
Bladen County37017$502$559$590$656$621$692$693$771$704$784
Brunswick County37019$444$887$522$1,041$550$1,097$613$1,223$623$1,243
Buncombe County37021$419$873$492$1,025$518$1,081$578$1,205$587$1,225
Burke County37023$421$634$494$745$521$785$581$875$590$890
Cabarrus County37025$435$914$511$1,074$538$1,132$600$1,262$610$1,282
Caldwell County37027$421$604$494$709$521$747$581$833$591$846
Camden County37029$458$1,172$538$1,376$567$1,450$632$1,617$643$1,642
Carteret County37031$424$907$498$1,065$525$1,122$585$1,251$594$1,272
Caswell County37033$458$617$538$724$567$763$632$851$642$865
Catawba County37035$429$704$503$827$531$871$592$971$601$987
Chatham County37037$446$1,041$524$1,222$552$1,288$616$1,436$625$1,460
Cherokee County37039$424$598$497$703$524$741$584$826$594$839
Chowan County37041$421$848$494$996$521$1,049$581$1,170$590$1,189
Clay County37043$449$610$528$716$556$755$620$842$630$855
Cleveland County37045$431$647$506$760$533$801$594$893$604$907
Columbus County37047$483$621$567$729$598$768$667$856$678$870
Craven County37049$485$818$570$961$600$1,013$669$1,129$680$1,148
Cumberland County37051$460$774$540$909$569$958$635$1,068$645$1,085
Currituck County37053$451$1,100$530$1,291$558$1,361$622$1,518$632$1,542
Dare County37055$429$1,188$504$1,395$531$1,470$592$1,639$601$1,666
Davidson County37057$441$706$518$829$545$874$608$974$618$990
Davie County37059$421$812$494$954$521$1,005$581$1,120$590$1,139
Duplin County37061$473$633$555$744$585$784$652$874$663$888
Durham County37063$418$995$491$1,169$518$1,231$577$1,373$587$1,395
Edgecombe County37065$527$549$620$644$653$679$728$757$740$769
Forsyth County37067$420$810$493$951$520$1,002$580$1,117$589$1,135
Franklin County37069$430$779$505$915$532$964$593$1,075$602$1,093
Gaston County37071$445$756$523$888$551$936$615$1,043$625$1,060
Gates County37073$537$751$630$883$664$930$740$1,037$752$1,054
Graham County37075$377$521$443$611$467$644$520$719$529$730
Granville County37077$431$820$506$963$533$1,015$594$1,132$604$1,150
Greene County37079$512$635$601$746$633$786$706$876$718$890
Guilford County37081$432$864$508$1,014$535$1,069$596$1,192$606$1,211
Halifax County37083$514$612$604$719$637$757$710$844$721$858
Harnett County37085$451$798$530$937$558$988$623$1,101$633$1,119
Haywood County37087$435$773$511$908$539$956$601$1,066$611$1,083
Henderson County37089$403$817$473$960$499$1,011$556$1,128$565$1,146
Hertford County37091$501$547$588$643$620$677$691$755$702$768
Hoke County37093$438$770$514$905$542$953$604$1,063$614$1,080
Hyde County37095$500$544$587$639$619$673$690$751$701$763
Iredell County37097$426$868$500$1,019$527$1,074$587$1,198$597$1,217
Jackson County37099$416$783$488$920$515$969$574$1,081$583$1,098
Johnston County37101$446$832$524$977$552$1,030$616$1,148$625$1,167
Jones County37103$495$630$581$740$613$779$683$869$694$883
Lee County37105$436$751$512$882$540$929$602$1,036$612$1,052
Lenoir County37107$543$591$638$693$672$731$749$815$762$828
Lincoln County37109$431$792$506$931$533$981$595$1,093$604$1,111
McDowell County37111$406$613$477$720$502$759$560$846$569$860
Macon County37113$445$668$523$784$551$826$614$921$624$936
Madison County37115$434$772$509$908$537$956$599$1,066$608$1,084
Martin County37117$529$568$622$667$655$703$730$784$742$797
Mecklenburg County37119$442$987$519$1,159$547$1,221$610$1,361$620$1,383
Mitchell County37121$437$644$513$757$540$798$603$889$612$904
Montgomery County37123$462$605$542$711$571$749$637$835$647$849
Moore County37125$425$889$499$1,044$526$1,100$586$1,227$595$1,247
Nash County37127$491$716$577$841$608$886$678$988$689$1,004
New Hanover County37129$454$1,025$534$1,204$563$1,268$627$1,415$638$1,437
Northampton County37131$507$558$596$655$628$690$700$770$711$782
Onslow County37133$421$860$494$1,010$521$1,064$580$1,187$590$1,206
Orange County37135$439$1,259$515$1,479$543$1,558$606$1,737$615$1,765
Pamlico County37137$459$767$539$901$568$949$633$1,058$643$1,076
Pasquotank County37139$500$905$587$1,063$618$1,121$690$1,249$701$1,269
Pender County37141$430$832$505$977$532$1,030$594$1,148$603$1,167
Perquimans County37143$501$860$588$1,010$620$1,064$691$1,187$702$1,206
Person County37145$464$681$546$799$575$842$641$939$651$954
Pitt County37147$499$779$586$915$618$964$689$1,075$700$1,092
Polk County37149$404$852$474$1,001$500$1,054$557$1,176$566$1,195
Randolph County37151$409$691$481$812$507$855$565$954$574$969
Richmond County37153$471$528$554$619$583$653$650$728$661$739
Robeson County37155$483$576$568$676$598$713$667$795$678$807
Rockingham County37157$405$670$476$787$502$829$559$925$568$940
Rowan County37159$412$711$484$835$510$880$569$981$578$997
Rutherford County37161$430$595$505$699$533$736$594$821$604$834
Sampson County37163$477$634$561$744$591$784$659$874$670$888
Scotland County37165$483$565$567$664$598$699$666$780$677$793
Stanly County37167$477$713$560$838$590$883$658$984$669$1,000
Stokes County37169$443$671$521$788$549$830$612$926$622$940
Surry County37171$429$671$504$788$531$830$592$926$602$940
Swain County37173$449$683$528$802$556$845$620$942$630$957
Transylvania County37175$400$764$470$898$495$946$552$1,055$561$1,072
Tyrrell County37177$512$542$602$636$634$671$707$748$719$760
Union County37179$448$1,002$526$1,177$554$1,240$618$1,382$628$1,405
Vance County37181$440$652$517$766$545$807$607$900$617$915
Wake County37183$449$1,072$528$1,259$556$1,327$620$1,480$630$1,503
Warren County37185$490$661$575$777$606$819$676$913$687$928
Washington County37187$506$591$595$694$627$731$698$816$710$829
Watauga County37189$445$913$522$1,073$551$1,130$614$1,260$624$1,281
Wayne County37191$454$707$534$830$562$875$627$975$637$991
Wilkes County37193$444$644$521$756$549$797$612$889$622$903
Wilson County37195$524$703$616$826$648$871$723$971$735$986
Yadkin County37197$406$671$477$788$503$830$560$926$570$940
Yancey County37199$423$673$497$790$524$832$584$928$593$943

 

* Note: The IRS expense figures posted on this Web site are for use in completing bankruptcy forms. They are not for use in computing taxes or for any other tax administration purpose. Expense information for tax purposes can be found on the IRS Web site.

 

Friday, October 14, 2011 1:29 PM