Bankruptcy Allowable Living Expenses
(Cases Filed Between April 1, 2020 and April 30, 2020, Inclusive)

Local Housing and Utilities Standards*

North Carolina

 

  Family Size and Expense Type
1 Person 2 People 3 People 4 People 5 or More People
County FIPS Code Non-
Mortgage
Mortgage/
Rent
Non-
Mortgage
Mortgage/
Rent
Non-
Mortgage
Mortgage/
Rent
Non-
Mortgage
Mortgage/
Rent
Non-
Mortgage
Mortgage/
Rent
Alamance County 37001$464$767$544$901$574$949$640$1,058$650$1,076
Alexander County 37003$459$631$539$741$568$781$633$871$643$885
Alleghany County 37005$443$664$520$780$548$822$611$917$621$931
Anson County 37007$550$517$646$608$680$641$759$714$771$726
Ashe County 37009$480$676$564$794$595$836$663$933$673$948
Avery County 37011$420$699$494$820$520$865$580$964$590$979
Beaufort County 37013$552$730$649$857$683$904$762$1,008$774$1,024
Bertie County 37015$609$526$715$618$754$651$841$726$855$737
Bladen County 37017$529$579$621$680$654$717$730$799$741$812
Brunswick County 37019$478$904$561$1,063$592$1,119$660$1,248$670$1,269
Buncombe County 37021$443$900$520$1,057$548$1,114$611$1,242$621$1,262
Burke County 37023$461$640$541$752$570$793$636$884$646$898
Cabarrus County 37025$469$930$551$1,093$580$1,152$647$1,284$657$1,305
Caldwell County 37027$441$611$518$718$546$756$608$844$618$857
Camden County 37029$518$1,171$608$1,375$641$1,449$714$1,616$726$1,642
Carteret County 37031$471$937$553$1,100$583$1,159$650$1,292$661$1,313
Caswell County 37033$471$650$553$763$583$804$650$897$660$911
Catawba County 37035$454$699$533$821$562$865$627$964$637$980
Chatham County 37037$472$1,062$554$1,248$584$1,315$651$1,466$662$1,490
Cherokee County 37039$449$612$527$719$556$757$620$844$630$858
Chowan County 37041$543$713$639$837$673$882$750$984$762$1,000
Clay County 37043$476$691$559$811$589$855$657$953$668$968
Cleveland County 37045$452$648$531$761$559$802$623$895$633$909
Columbus County 37047$503$622$590$731$622$770$693$859$705$872
Craven County 37049$488$831$573$976$604$1,028$674$1,146$685$1,164
Cumberland County 37051$491$774$576$909$607$958$677$1,068$688$1,085
Currituck County 37053$464$1,113$545$1,307$575$1,377$641$1,535$651$1,561
Dare County 37055$486$1,195$570$1,404$601$1,479$670$1,649$681$1,676
Davidson County 37057$468$696$550$817$579$861$646$960$656$976
Davie County 37059$434$808$510$949$537$1,000$599$1,115$609$1,132
Duplin County 37061$513$653$603$766$635$808$709$900$720$915
Durham County 37063$447$999$526$1,173$554$1,236$618$1,378$628$1,400
Edgecombe County 37065$565$554$663$651$699$686$779$765$792$777
Forsyth County 37067$457$796$537$935$565$986$630$1,099$640$1,117
Franklin County 37069$449$795$528$933$556$984$620$1,097$630$1,115
Gaston County 37071$471$752$554$882$583$930$650$1,037$661$1,053
Gates County 37073$599$754$703$886$741$933$826$1,041$839$1,058
Graham County 37075$419$553$492$650$519$684$578$763$588$775
Granville County 37077$476$830$560$974$589$1,027$657$1,145$668$1,163
Greene County 37079$521$621$612$729$645$768$719$856$731$870
Guilford County 37081$469$842$550$989$580$1,042$647$1,162$657$1,181
Halifax County 37083$515$616$605$724$637$763$711$850$722$864
Harnett County 37085$462$807$543$947$572$998$638$1,113$648$1,131
Haywood County 37087$452$783$531$919$559$969$623$1,081$633$1,098
Henderson County 37089$433$848$508$996$535$1,050$597$1,170$607$1,189
Hertford County 37091$496$588$584$690$615$727$685$811$696$824
Hoke County 37093$465$747$547$877$576$924$642$1,031$653$1,047
Hyde County 37095$554$596$650$700$685$738$764$823$776$836
Iredell County 37097$457$876$537$1,029$565$1,085$630$1,210$640$1,229
Jackson County 37099$443$788$521$925$549$975$612$1,087$622$1,105
Johnston County 37101$469$824$550$968$580$1,020$647$1,137$657$1,156
Jones County 37103$542$612$636$719$671$757$748$844$760$858
Lee County 37105$485$729$570$856$601$902$670$1,006$681$1,022
Lenoir County 37107$572$607$672$713$708$751$790$837$802$851
Lincoln County37109$448$807$526$948$554$999$618$1,114$628$1,132
McDowell County37111$428$620$503$728$530$767$591$855$601$869
Macon County37113$438$668$514$785$542$827$604$922$614$937
Madison County37115$461$791$541$930$571$979$636$1,092$646$1,110
Martin County37117$517$582$608$683$640$720$714$802$726$815
Mecklenburg County37119$468$993$550$1,166$579$1,229$646$1,370$656$1,392
Mitchell County37121$472$654$555$767$584$809$651$902$662$916
Montgomery County37123$482$636$566$747$597$787$665$878$676$892
Moore County37125$476$911$558$1,070$588$1,128$656$1,257$667$1,277
Nash County37127$517$731$607$859$639$906$713$1,010$724$1,026
New Hanover County37129$480$1,037$564$1,218$595$1,283$663$1,431$674$1,454
Northampton County37131$522$575$614$675$647$711$721$793$733$806
Onslow County37133$448$865$527$1,015$555$1,070$619$1,193$629$1,212
Orange County37135$477$1,279$560$1,502$590$1,583$658$1,765$669$1,793
Pamlico County37137$478$759$561$892$591$940$659$1,048$670$1,065
Pasquotank County37139$502$884$589$1,039$621$1,094$692$1,220$703$1,240
Pender County37141$466$898$548$1,054$577$1,111$643$1,239$654$1,259
Perquimans County37143$584$715$686$840$723$885$806$987$819$1,003
Person County37145$470$704$552$827$582$871$649$971$659$987
Pitt County37147$517$821$607$965$640$1,016$713$1,133$725$1,151
Polk County37149$424$857$498$1,006$525$1,060$585$1,182$595$1,201
Randolph County37151$450$676$529$794$557$837$621$933$631$948
Richmond County37153$485$534$569$628$600$661$669$737$680$749
Robeson County37155$491$576$577$677$608$713$678$795$689$808
Rockingham County37157$447$645$525$757$553$798$616$890$627$904
Rowan County37159$460$703$541$825$570$869$635$969$645$985
Rutherford County37161$448$627$527$736$555$776$619$865$629$879
Sampson County37163$513$631$603$741$635$781$709$870$720$884
Scotland County37165$495$601$581$706$612$744$683$829$694$842
Stanly County37167$491$717$577$842$608$887$678$989$689$1,005
Stokes County37169$449$694$528$815$556$859$620$958$630$973
Surry County37171$458$655$538$770$566$812$631$905$642$919
Swain County37173$438$696$515$816$542$861$605$959$615$975
Transylvania County37175$434$805$510$945$537$996$599$1,110$609$1,128
Tyrrell County37177$553$574$650$674$684$711$763$792$776$805
Union County37179$484$1,022$568$1,201$599$1,265$667$1,411$678$1,434
Vance County37181$481$653$565$767$596$808$664$901$675$916
Wake County37183$470$1,106$552$1,299$582$1,369$649$1,526$659$1,551
Warren County37185$509$638$597$750$629$790$701$881$713$895
Washington County37187$527$624$619$733$652$773$727$862$739$876
Watauga County37189$479$928$562$1,090$593$1,148$661$1,280$671$1,302
Wayne County37191$478$707$561$830$592$874$660$975$670$991
Wilkes County37193$470$636$551$748$581$788$648$878$658$893
Wilson County37195$547$697$643$818$677$862$755$961$767$977
Yadkin County37197$430$685$505$805$532$848$593$946$603$961
Yancey County37199$424$657$498$772$525$813$585$907$594$922

 

* Note: The IRS expense figures posted on this Web site are for use in completing bankruptcy forms. They are not for use in computing taxes or for any other tax administration purpose. Expense information for tax purposes can be found on the IRS Web site.

 

Thursday, April 16, 2020 11:39 AM