Bankruptcy Allowable Living Expenses
(Cases Filed Between May 15, 2021 and March 31, 2022, Inclusive)

Local Housing and Utilities Standards*

North Carolina

 

  Family Size and Expense Type
1 Person 2 People 3 People 4 People 5 or More People
County FIPS Code Non-
Mortgage
Mortgage/
Rent
Non-
Mortgage
Mortgage/
Rent
Non-
Mortgage
Mortgage/
Rent
Non-
Mortgage
Mortgage/
Rent
Non-
Mortgage
Mortgage/
Rent
Alamance County37001$468$792$550$930$579$981$646$1,093$656$1,111
Alexander County37003$479$655$562$770$593$811$661$904$672$919
Alleghany County37005$465$680$546$799$575$842$641$939$652$953
Anson County37007$585$566$687$664$724$700$808$780$820$793
Ashe County37009$482$665$567$780$597$822$665$917$676$932
Avery County37011$461$631$542$741$571$781$637$870$647$885
Beaufort County37013$552$755$649$886$683$934$762$1,041$774$1,058
Bertie County37015$620$556$729$652$768$687$856$766$870$779
Bladen County37017$557$608$654$714$690$752$769$839$781$853
Brunswick County37019$503$938$591$1,102$622$1,162$694$1,295$705$1,316
Buncombe County37021$464$948$545$1,114$574$1,174$640$1,309$650$1,330
Burke County37023$489$634$574$745$605$785$675$875$685$890
Cabarrus County37025$491$976$576$1,146$607$1,208$677$1,347$688$1,368
Caldwell County37027$471$634$554$744$584$784$651$874$661$889
Camden County37029$570$1,008$669$1,184$705$1,248$786$1,392$799$1,414
Carteret County37031$485$973$569$1,143$600$1,204$669$1,342$680$1,364
Caswell County37033$505$648$593$761$625$802$696$895$708$909
Catawba County37035$483$683$567$802$598$845$667$942$678$957
Chatham County37037$496$1,125$582$1,322$613$1,393$684$1,553$695$1,578
Cherokee County37039$456$693$535$814$564$858$629$957$639$972
Chowan County37041$611$670$718$787$756$830$843$925$857$940
Clay County37043$491$747$577$877$608$924$678$1,030$689$1,047
Cleveland County37045$493$670$579$787$610$829$680$924$691$939
Columbus County37047$539$643$633$755$667$796$743$888$756$902
Craven County37049$506$831$594$977$626$1,029$698$1,147$709$1,166
Cumberland County37051$519$788$609$926$642$976$716$1,088$728$1,105
Currituck County37053$500$1,169$587$1,374$618$1,448$690$1,614$701$1,640
Dare County37055$465$1,253$546$1,472$575$1,551$641$1,729$652$1,757
Davidson County37057$488$710$573$834$604$879$674$980$684$996
Davie County37059$467$817$549$959$578$1,011$645$1,127$655$1,145
Duplin County37061$527$670$618$787$651$830$726$925$738$940
Durham County37063$461$1,022$541$1,201$570$1,266$636$1,411$646$1,434
Edgecombe County37065$583$584$685$685$721$723$804$806$817$819
Forsyth County37067$474$812$557$954$587$1,005$654$1,121$665$1,139
Franklin County37069$479$836$563$981$593$1,034$661$1,153$671$1,172
Gaston County37071$491$771$577$905$608$954$678$1,064$689$1,081
Gates County37073$553$789$649$927$684$977$763$1,089$775$1,107
Graham County37075$463$570$544$670$573$706$639$787$649$800
Granville County37077$509$852$598$1,001$630$1,055$702$1,177$714$1,195
Greene County37079$520$600$610$705$643$743$717$828$728$842
Guilford County37081$479$846$562$994$593$1,047$661$1,168$671$1,187
Halifax County37083$555$633$651$744$686$784$765$874$778$888
Harnett County37085$494$828$580$973$611$1,025$681$1,143$693$1,161
Haywood County37087$486$786$570$924$601$973$670$1,085$681$1,102
Henderson County37089$461$884$541$1,039$570$1,095$635$1,221$646$1,240
Hertford County37091$518$573$608$673$641$709$715$790$727$803
Hoke County37093$495$779$582$915$613$964$683$1,075$695$1,092
Hyde County37095$624$690$732$811$772$854$861$952$874$968
Iredell County37097$486$896$570$1,053$601$1,109$670$1,237$681$1,256
Jackson County37099$470$788$552$926$581$976$648$1,088$659$1,105
Johnston County37101$484$853$569$1,002$599$1,056$668$1,177$679$1,196
Jones County37103$523$653$614$767$647$808$722$900$734$915
Lee County37105$495$778$581$914$612$963$682$1,074$693$1,091
Lenoir County37107$590$634$693$745$730$785$814$875$827$889
Lincoln County37109$471$815$554$957$583$1,009$651$1,124$661$1,143
McDowell County37111$437$649$514$761$541$803$604$895$613$910
Macon County37113$453$683$532$802$561$845$626$942$636$957
Madison County37115$509$873$598$1,025$630$1,080$702$1,205$713$1,224
Martin County37117$515$587$605$689$638$726$711$810$722$823
Mecklenburg County37119$489$1,028$574$1,208$605$1,273$675$1,419$686$1,442
Mitchell County37121$493$676$579$794$610$837$680$933$691$948
Montgomery County37123$499$627$586$736$617$776$688$865$699$879
Moore County37125$493$947$579$1,112$610$1,172$680$1,307$691$1,328
Nash County37127$535$734$629$862$663$908$739$1,013$751$1,029
New Hanover County37129$494$1,061$580$1,246$611$1,313$681$1,464$692$1,488
Northampton County37131$576$614$677$721$713$760$795$847$808$861
Onslow County37133$461$863$541$1,013$570$1,068$635$1,191$646$1,210
Orange County37135$473$1,326$556$1,557$586$1,641$653$1,830$663$1,860
Pamlico County37137$498$783$585$920$616$970$687$1,081$699$1,098
Pasquotank County37139$537$894$631$1,050$665$1,106$741$1,234$753$1,254
Pender County37141$500$975$587$1,146$619$1,207$690$1,346$701$1,368
Perquimans County37143$585$743$686$873$723$920$806$1,026$820$1,042
Person County37145$487$723$572$849$603$894$672$997$683$1,013
Pitt County37147$541$829$636$974$670$1,026$747$1,144$759$1,163
Polk County37149$448$857$527$1,006$555$1,060$619$1,182$629$1,201
Randolph County37151$488$688$573$809$604$852$673$950$684$966
Richmond County37153$515$542$604$637$637$671$710$748$722$760
Robeson County37155$521$588$612$691$645$728$720$811$731$825
Rockingham County37157$480$642$564$754$595$794$663$886$674$900
Rowan County37159$485$702$569$825$600$869$669$969$679$985
Rutherford County37161$467$625$549$734$578$774$645$862$655$877
Sampson County37163$544$607$638$713$673$751$750$838$762$851
Scotland County37165$531$624$623$733$656$773$732$861$744$875
Stanly County37167$503$700$591$822$623$866$694$966$705$982
Stokes County37169$462$711$543$835$572$880$638$981$648$997
Surry County37171$481$660$565$775$595$817$663$911$674$926
Swain County37173$461$728$542$854$571$900$637$1,003$647$1,020
Transylvania County37175$430$863$505$1,013$532$1,068$593$1,191$603$1,210
Tyrrell County37177$550$609$646$716$681$754$759$841$772$854
Union County37179$501$1,077$588$1,265$619$1,334$691$1,487$702$1,511
Vance County37181$521$678$612$796$645$839$720$935$731$950
Wake County37183$481$1,171$565$1,375$595$1,449$663$1,616$674$1,642
Warren County37185$571$628$671$737$707$777$788$867$801$880
Washington County37187$552$658$648$774$683$815$762$908$774$923
Watauga County37189$485$909$569$1,068$600$1,125$669$1,254$680$1,274
Wayne County37191$504$721$592$847$624$892$695$995$707$1,011
Wilkes County37193$473$643$556$755$586$795$653$887$664$901
Wilson County37195$545$708$641$831$675$876$753$976$765$992
Yadkin County37197$487$658$572$773$603$814$672$908$683$922
Yancey County37199$451$623$530$731$559$770$623$859$633$873

 

* Note: The IRS expense figures posted on this Web site are for use in completing bankruptcy forms. They are not for use in computing taxes or for any other tax administration purpose. Expense information for tax purposes can be found on the IRS Web site.

 

Friday, October 14, 2011 1:29 PM