Bankruptcy Allowable Living Expenses
(Cases Filed Between April 1, 2022 and May 14, 2022, Inclusive)

Local Housing and Utilities Standards*

Texas

 

  Family Size and Expense Type
1 Person 2 People 3 People 4 People 5 or More People
County FIPS Code Non-
Mortgage
Mortgage/
Rent
Non-
Mortgage
Mortgage/
Rent
Non-
Mortgage
Mortgage/
Rent
Non-
Mortgage
Mortgage/
Rent
Non-
Mortgage
Mortgage/
Rent
Anderson County48001$500$693$588$814$620$857$691$956$702$971
Andrews County48003$493$995$579$1,169$610$1,232$680$1,374$691$1,396
Angelina County48005$495$829$581$973$612$1,026$682$1,144$694$1,162
Aransas County48007$550$936$646$1,099$681$1,158$759$1,291$772$1,312
Archer County48009$508$945$597$1,109$629$1,169$701$1,304$712$1,325
Armstrong County48011$484$835$568$982$599$1,034$668$1,153$678$1,172
Atascosa County48013$532$741$625$871$658$918$734$1,023$746$1,040
Austin County48015$500$1,026$587$1,205$619$1,269$690$1,415$701$1,438
Bailey County48017$400$527$470$619$495$652$552$727$561$739
Bandera County48019$472$980$555$1,150$585$1,212$652$1,352$662$1,374
Bastrop County48021$500$971$587$1,140$618$1,202$689$1,340$701$1,361
Baylor County48023$723$615$849$723$894$762$997$849$1,013$863
Bee County48025$509$663$598$778$630$820$702$915$714$929
Bell County48027$496$909$583$1,067$614$1,125$685$1,254$696$1,274
Bexar County48029$481$1,014$565$1,191$596$1,254$664$1,399$675$1,421
Blanco County48031$496$1,103$583$1,295$614$1,365$685$1,522$696$1,546
Borden County48033$419$723$492$849$519$894$578$997$588$1,013
Bosque County48035$517$696$607$817$640$861$714$960$725$976
Bowie County48037$509$793$598$931$630$981$702$1,094$713$1,112
Brazoria County48039$501$1,335$588$1,568$620$1,652$691$1,842$702$1,872
Brazos County48041$516$1,103$606$1,296$638$1,366$711$1,523$723$1,548
Brewster County48043$481$913$565$1,072$595$1,130$663$1,260$674$1,280
Briscoe County48045$530$523$622$615$656$647$731$722$743$733
Brooks County48047$535$672$629$789$663$831$739$927$751$942
Brown County48049$542$734$636$862$670$909$747$1,014$759$1,030
Burleson County48051$560$791$658$929$693$979$773$1,091$786$1,108
Burnet County48053$496$1,026$583$1,205$614$1,270$685$1,416$696$1,439
Caldwell County48055$516$871$606$1,023$639$1,078$712$1,202$724$1,221
Calhoun County48057$531$809$624$950$658$1,001$733$1,117$745$1,135
Callahan County48059$548$686$643$806$678$849$756$947$768$962
Cameron County48061$502$716$590$841$622$886$693$988$705$1,004
Camp County48063$531$686$624$805$657$849$733$946$745$961
Carson County48065$522$764$612$898$645$946$719$1,055$731$1,072
Cass County48067$477$700$561$822$591$866$659$966$669$982
Castro County48069$512$489$602$574$634$605$707$674$718$686
Chambers County48071$521$1,229$612$1,444$645$1,521$719$1,696$731$1,723
Cherokee County48073$526$705$618$828$651$873$726$973$738$989
Childress County48075$537$745$631$875$665$922$742$1,028$753$1,045
Clay County48077$504$787$592$925$624$974$695$1,087$707$1,104
Cochran County48079$484$539$568$633$599$667$668$744$679$755
Coke County48081$505$760$594$892$626$940$697$1,049$709$1,065
Coleman County48083$593$648$696$762$734$802$818$895$831$909
Collin County48085$547$1,544$643$1,813$677$1,911$756$2,130$768$2,164
Collingsworth County48087$526$457$617$537$650$566$725$631$737$641
Colorado County48089$545$728$641$855$675$901$752$1,005$765$1,021
Comal County48091$473$1,309$556$1,537$585$1,620$653$1,806$663$1,835
Comanche County48093$470$635$552$745$582$785$648$876$659$890
Concho County48095$529$627$621$737$654$777$730$866$741$880
Cooke County48097$504$946$592$1,111$624$1,171$695$1,306$707$1,327
Coryell County48099$524$736$615$865$648$912$723$1,016$734$1,033
Cottle County48101$521$479$612$563$645$593$719$661$731$672
Crane County48103$610$532$716$625$754$659$841$734$855$746
Crockett County48105$471$557$553$654$582$690$649$769$660$781
Crosby County48107$513$497$602$584$635$615$708$686$719$697
Culberson County48109$608$733$714$861$752$908$839$1,012$852$1,029
Dallam County48111$465$758$546$890$575$938$642$1,045$652$1,062
Dallas County48113$536$1,063$629$1,249$663$1,316$739$1,468$751$1,491
Dawson County48115$542$711$637$835$671$880$748$981$760$997
Deaf Smith County48117$510$717$599$843$631$888$704$990$715$1,006
Delta County48119$511$621$601$729$633$768$705$857$717$870
Denton County48121$533$1,410$625$1,657$659$1,746$735$1,947$747$1,978
DeWitt County48123$553$658$649$774$684$815$763$908$775$923
Dickens County48125$661$525$776$617$818$650$912$725$926$737
Dimmit County48127$526$695$617$817$651$860$725$960$737$975
Donley County48129$472$700$555$821$585$865$652$965$662$981
Duval County48131$575$540$675$635$711$669$793$746$806$758
Eastland County48133$534$676$627$795$661$837$736$934$748$949
Ector County48135$538$953$632$1,119$666$1,179$742$1,315$754$1,336
Edwards County48137$453$715$532$839$561$884$625$986$635$1,002
El Paso County48141$456$848$535$997$564$1,050$629$1,171$639$1,190
Ellis County48139$516$1,136$606$1,334$639$1,405$712$1,567$724$1,592
Erath County48143$499$930$586$1,092$617$1,151$688$1,283$700$1,303
Falls County48145$564$638$663$749$699$789$779$880$792$894
Fannin County48147$583$797$685$936$721$987$804$1,100$817$1,118
Fayette County48149$474$871$557$1,023$587$1,078$654$1,202$664$1,222
Fisher County48151$531$548$623$644$657$678$732$757$744$769
Floyd County48153$531$594$624$697$657$735$733$819$745$832
Foard County48155$556$431$653$506$688$533$767$594$779$604
Fort Bend County48157$525$1,496$617$1,756$650$1,851$725$2,064$737$2,097
Franklin County48159$497$747$584$877$615$925$686$1,031$697$1,048
Freestone County48161$546$719$641$844$676$889$754$991$766$1,007
Frio County48163$546$627$642$736$676$776$754$865$766$879
Gaines County48165$500$828$587$972$618$1,025$689$1,143$701$1,161
Galveston County48167$500$1,261$587$1,481$619$1,560$690$1,740$701$1,768
Garza County48169$470$622$553$730$582$770$649$858$660$872
Gillespie County48171$543$1,049$638$1,232$672$1,298$750$1,447$761$1,471
Glasscock County48173$482$822$567$965$597$1,017$666$1,134$677$1,152
Goliad County48175$506$809$594$950$626$1,001$698$1,116$709$1,134
Gonzales County48177$526$710$618$834$651$879$726$980$738$995
Gray County48179$547$772$643$907$677$956$755$1,066$767$1,083
Grayson County48181$539$831$633$977$667$1,029$744$1,147$756$1,166
Gregg County48183$492$842$578$989$609$1,042$679$1,162$691$1,180
Grimes County48185$482$943$566$1,108$597$1,167$666$1,301$676$1,323
Guadalupe County48187$478$1,122$562$1,317$592$1,388$660$1,548$670$1,573
Hale County48189$510$658$599$772$631$814$703$908$715$922
Hall County48191$525$514$617$603$650$636$725$709$737$720
Hamilton County48193$540$685$634$805$668$848$745$945$757$961
Hansford County48195$468$809$550$949$580$1,000$646$1,116$657$1,133
Hardeman County48197$535$520$628$611$662$644$738$718$750$730
Hardin County48199$512$904$602$1,062$634$1,119$707$1,248$718$1,268
Harris County48201$501$1,132$589$1,329$621$1,400$692$1,561$703$1,587
Harrison County48203$523$834$614$979$647$1,032$722$1,150$733$1,169
Hartley County48205$484$978$568$1,149$599$1,210$668$1,349$679$1,371
Haskell County48207$464$512$545$601$574$634$640$707$651$718
Hays County48209$486$1,270$570$1,492$601$1,572$670$1,753$681$1,781
Hemphill County48211$510$878$599$1,031$632$1,086$704$1,212$715$1,231
Henderson County48213$550$715$645$840$680$885$758$987$771$1,002
Hidalgo County48215$489$742$574$871$605$918$675$1,023$686$1,040
Hill County48217$532$765$625$898$658$947$734$1,056$746$1,072
Hockley County48219$519$737$610$866$642$913$716$1,018$728$1,034
Hood County48221$493$1,004$580$1,178$611$1,242$681$1,385$692$1,407
Hopkins County48223$514$726$604$853$637$898$710$1,002$721$1,018
Houston County48225$608$617$714$725$752$764$839$851$853$865
Howard County48227$531$788$623$926$657$975$732$1,088$744$1,105
Hudspeth County48229$478$333$561$392$591$413$659$460$670$468
Hunt County48231$539$885$633$1,039$667$1,095$744$1,221$756$1,240
Hutchinson County48233$540$654$635$768$669$809$746$902$758$917
Irion County48235$552$900$648$1,057$683$1,114$762$1,242$774$1,262
Jack County48237$536$725$630$851$664$897$740$1,001$752$1,017
Jackson County48239$511$708$600$832$632$877$705$978$716$994
Jasper County48241$561$711$659$835$694$880$774$981$787$996
Jeff Davis County48243$360$813$423$955$446$1,006$497$1,122$505$1,140
Jefferson County48245$508$897$597$1,053$629$1,110$701$1,238$712$1,258
Jim Hogg County48247$572$540$672$634$708$668$789$745$802$757
Jim Wells County48249$547$759$642$892$676$940$754$1,048$766$1,065
Johnson County48251$498$922$585$1,083$616$1,142$687$1,273$698$1,294
Jones County48253$539$597$633$701$667$739$744$824$756$837
Karnes County48255$511$689$600$809$632$853$705$951$716$967
Kaufman County48257$519$1,127$610$1,323$643$1,394$717$1,554$728$1,580
Kendall County48259$523$1,561$614$1,833$647$1,932$722$2,154$733$2,189
Kenedy County48261$528$700$620$822$653$867$729$966$740$982
Kent County48263$527$944$619$1,108$652$1,168$727$1,302$739$1,323
Kerr County48265$482$891$566$1,046$597$1,102$665$1,229$676$1,249
Kimble County48267$494$884$580$1,038$611$1,094$681$1,220$693$1,239
King County48269$528$700$620$822$653$867$729$966$740$982
Kinney County48271$372$599$437$704$460$742$513$827$521$841
Kleberg County48273$560$888$658$1,043$693$1,099$772$1,226$785$1,245
Knox County48275$513$465$602$547$635$576$708$642$719$653
La Salle County48283$617$738$724$867$763$914$851$1,019$865$1,035
Lamar County48277$524$682$616$801$649$844$724$941$736$956
Lamb County48279$540$566$634$665$668$701$745$781$757$794
Lampasas County48281$528$939$620$1,102$653$1,162$729$1,295$740$1,316
Lavaca County48285$515$813$604$955$637$1,006$710$1,122$722$1,140
Lee County48287$576$843$677$989$713$1,043$795$1,163$808$1,182
Leon County48289$615$620$723$727$761$767$849$855$863$868
Liberty County48291$511$810$601$951$633$1,002$706$1,117$717$1,135
Limestone County48293$535$662$628$777$662$819$738$913$750$928
Lipscomb County48295$515$659$605$774$637$816$710$910$722$924
Live Oak County48297$502$824$590$967$621$1,020$693$1,137$704$1,155
Llano County48299$502$822$590$965$621$1,018$693$1,134$704$1,153
Loving County48301$528$700$620$822$653$867$729$966$740$982
Lubbock County48303$523$936$614$1,100$647$1,159$722$1,292$733$1,313
Lynn County48305$561$712$659$837$694$882$774$983$787$999
Madison County48313$545$753$640$885$675$932$753$1,039$765$1,056
Marion County48315$462$718$543$843$572$888$638$990$648$1,006
Martin County48317$560$748$658$878$694$925$773$1,032$786$1,048
Mason County48319$566$792$665$930$701$980$781$1,093$794$1,111
Matagorda County48321$520$807$610$948$643$999$717$1,114$728$1,132
Maverick County48323$506$782$595$918$627$967$699$1,078$710$1,096
McCulloch County48307$560$683$658$802$693$845$773$942$786$957
McLennan County48309$511$893$600$1,049$633$1,105$706$1,232$717$1,252
McMullen County48311$496$773$582$908$613$957$684$1,067$695$1,084
Medina County48325$517$948$608$1,113$640$1,173$713$1,308$725$1,329
Menard County48327$496$406$583$476$614$502$684$560$695$569
Midland County48329$526$1,221$618$1,434$651$1,511$726$1,685$738$1,712
Milam County48331$559$648$656$762$691$803$771$895$784$909
Mills County48333$463$634$544$745$573$785$639$875$649$890
Mitchell County48335$479$610$562$717$593$755$661$842$671$856
Montague County48337$540$764$634$898$668$946$745$1,055$757$1,072
Montgomery County48339$506$1,296$594$1,522$626$1,604$698$1,788$709$1,818
Moore County48341$513$753$602$885$635$932$708$1,039$719$1,056
Morris County48343$520$555$610$652$643$687$717$766$728$779
Motley County48345$501$570$589$669$620$706$692$786$703$799
Nacogdoches County48347$511$811$600$953$632$1,004$704$1,120$716$1,138
Navarro County48349$549$722$645$848$680$893$758$996$770$1,012
Newton County48351$515$695$606$816$638$860$711$959$723$974
Nolan County48353$572$661$672$776$708$818$789$912$802$927
Nueces County48355$546$987$642$1,158$676$1,221$754$1,361$766$1,383
Ochiltree County48357$549$874$645$1,026$679$1,082$758$1,206$770$1,225
Oldham County48359$522$709$612$833$645$878$719$979$731$995
Orange County48361$515$838$606$984$638$1,037$711$1,157$723$1,175
Palo Pinto County48363$545$817$640$960$674$1,012$752$1,128$764$1,146
Panola County48365$517$722$607$848$640$893$713$996$725$1,012
Parker County48367$489$1,234$574$1,450$605$1,528$674$1,704$685$1,732
Parmer County48369$526$786$618$923$651$973$726$1,085$738$1,102
Pecos County48371$571$693$671$813$707$857$788$956$801$971
Polk County48373$520$698$610$821$643$865$717$964$729$980
Potter County48375$496$704$582$827$613$872$684$972$695$988
Presidio County48377$455$690$534$811$563$854$628$952$638$967
Rains County48379$537$809$631$950$665$1,001$741$1,117$753$1,135
Randall County48381$489$1,002$574$1,177$605$1,240$675$1,382$685$1,405
Reagan County48383$597$983$701$1,155$739$1,217$824$1,357$837$1,379
Real County48385$503$1,100$591$1,292$623$1,361$694$1,518$705$1,543
Red River County48387$501$609$588$716$620$754$691$841$702$855
Reeves County48389$490$617$575$725$606$764$676$852$687$865
Refugio County48391$571$651$671$764$707$805$788$898$801$912
Roberts County48393$397$1,004$466$1,180$491$1,243$547$1,386$556$1,409
Robertson County48395$549$716$645$841$680$886$758$988$770$1,004
Rockwall County48397$537$1,376$630$1,616$664$1,703$741$1,898$753$1,929
Runnels County48399$561$606$659$711$695$749$775$835$787$849
Rusk County48401$481$796$564$936$595$986$663$1,100$674$1,117
Sabine County48403$565$668$664$784$700$826$780$921$793$936
San Augustine County48405$634$685$745$805$785$848$876$945$889$961
San Jacinto County48407$541$689$635$809$669$853$746$951$758$966
San Patricio County48409$530$953$623$1,119$657$1,179$732$1,315$744$1,336
San Saba County48411$586$680$688$799$725$842$809$938$822$953
Schleicher County48413$547$520$643$610$677$643$755$717$767$729
Scurry County48415$539$737$633$865$667$912$744$1,017$756$1,033
Shackelford County48417$471$844$553$991$582$1,045$649$1,165$660$1,183
Shelby County48419$548$603$643$708$678$746$756$832$768$845
Sherman County48421$588$769$690$903$727$952$811$1,061$824$1,078
Smith County48423$505$911$594$1,070$625$1,128$698$1,257$709$1,277
Somervell County48425$480$1,101$563$1,294$594$1,363$662$1,520$672$1,545
Starr County48427$509$672$597$790$630$832$702$928$713$943
Stephens County48429$574$549$675$644$711$679$793$757$806$769
Sterling County48431$565$509$664$597$700$629$780$702$793$713
Stonewall County48433$599$466$703$548$741$577$826$644$839$654
Sutton County48435$625$735$734$863$774$909$863$1,014$877$1,030
Swisher County48437$464$613$545$720$574$759$640$846$651$859
Tarrant County48439$509$1,139$597$1,338$629$1,410$702$1,571$713$1,597
Taylor County48441$521$841$611$989$644$1,042$718$1,162$730$1,180
Terrell County48443$535$722$628$849$662$894$738$997$750$1,013
Terry County48445$505$662$593$777$625$819$697$913$708$928
Throckmorton County48447$593$569$697$668$734$704$818$785$831$798
Titus County48449$522$661$613$776$646$818$720$912$732$927
Tom Green County48451$510$890$600$1,045$632$1,101$704$1,228$716$1,247
Travis County48453$519$1,435$609$1,686$642$1,776$716$1,980$728$2,012
Trinity County48455$550$652$646$766$681$807$760$899$772$914
Tyler County48457$530$633$622$744$656$783$731$873$743$887
Upshur County48459$515$778$604$914$637$963$710$1,074$722$1,091
Upton County48461$624$535$732$629$772$662$860$739$874$751
Uvalde County48463$531$690$623$811$657$854$732$953$744$968
Val Verde County48465$512$825$602$969$634$1,021$707$1,138$718$1,157
Van Zandt County48467$513$816$602$959$635$1,010$708$1,126$719$1,145
Victoria County48469$509$932$599$1,094$631$1,153$703$1,286$714$1,307
Walker County48471$492$904$578$1,062$609$1,119$679$1,248$690$1,268
Waller County48473$497$1,175$583$1,380$614$1,455$685$1,622$696$1,648
Ward County48475$519$676$610$794$642$837$716$933$728$948
Washington County48477$480$987$564$1,159$595$1,221$663$1,362$674$1,384
Webb County48479$538$892$632$1,048$666$1,104$743$1,231$754$1,251
Wharton County48481$476$867$560$1,017$590$1,072$657$1,196$668$1,215
Wheeler County48483$476$612$558$719$589$757$656$845$667$858
Wichita County48485$511$748$600$879$632$926$704$1,033$716$1,049
Wilbarger County48487$593$559$696$657$734$692$818$772$831$785
Willacy County48489$491$587$576$690$607$727$677$810$688$823
Williamson County48491$502$1,327$589$1,559$621$1,642$692$1,831$703$1,861
Wilson County48493$506$1,157$594$1,359$626$1,432$698$1,597$709$1,623
Winkler County48495$551$549$647$645$682$679$761$757$773$769
Wise County48497$506$1,047$594$1,230$626$1,296$698$1,445$710$1,468
Wood County48499$510$734$599$862$632$908$704$1,013$716$1,029
Yoakum County48501$533$846$626$994$660$1,047$735$1,168$747$1,187
Young County48503$530$722$622$849$656$894$731$997$743$1,013
Zapata County48505$528$574$620$674$653$711$728$793$740$805
Zavala County48507$554$505$650$594$685$626$764$698$776$709

 

* Note: The IRS expense figures posted on this Web site are for use in completing bankruptcy forms. They are not for use in computing taxes or for any other tax administration purpose. Expense information for tax purposes can be found on the IRS Web site.

 

Friday, October 14, 2011 1:29 PM