Bankruptcy Allowable Living Expenses
(Cases Filed On and After May 15, 2025)

Local Housing and Utilities Standards*

Kentucky

 

  Family Size and Expense Type
1 Person 2 People 3 People 4 People 5 or More People
County FIPS Code Non-
Mortgage
Mortgage/
Rent
Non-
Mortgage
Mortgage/
Rent
Non-
Mortgage
Mortgage/
Rent
Non-
Mortgage
Mortgage/
Rent
Non-
Mortgage
Mortgage/
Rent
Adair County21001$515$700$604$823$637$867$710$967$722$982
Allen County21003$546$770$641$905$676$953$753$1,063$766$1,080
Anderson County21005$554$901$650$1,059$685$1,116$764$1,244$777$1,264
Ballard County21007$643$685$754$805$795$848$887$945$901$961
Barren County21009$575$803$675$944$712$994$793$1,109$806$1,127
Bath County21011$607$715$713$840$751$885$837$987$851$1,003
Bell County21013$576$637$676$748$713$788$795$879$808$893
Boone County21015$581$1,104$683$1,297$719$1,367$802$1,524$815$1,548
Bourbon County21017$570$916$669$1,076$705$1,134$786$1,264$799$1,285
Boyd County21019$635$732$746$860$786$906$876$1,011$890$1,027
Boyle County21021$585$850$686$999$723$1,053$807$1,173$820$1,192
Bracken County21023$581$688$682$808$719$851$802$949$815$964
Breathitt County21025$613$636$720$747$759$787$847$877$860$892
Breckinridge County21027$571$765$671$898$707$946$788$1,055$801$1,072
Bullitt County21029$541$1,056$635$1,241$670$1,307$746$1,458$759$1,481
Butler County21031$577$681$678$800$714$843$796$940$809$955
Caldwell County21033$682$739$800$869$844$915$941$1,020$956$1,037
Calloway County21035$562$882$660$1,036$695$1,092$775$1,218$788$1,237
Campbell County21037$587$1,089$689$1,279$726$1,348$810$1,503$823$1,527
Carlisle County21039$675$691$793$811$836$854$931$953$947$968
Carroll County21041$631$711$740$836$780$881$870$982$884$998
Carter County21043$643$742$756$871$796$918$888$1,023$902$1,040
Casey County21045$598$657$702$772$740$813$825$907$839$921
Christian County21047$569$863$668$1,014$704$1,068$785$1,191$797$1,211
Clark County21049$549$906$645$1,064$680$1,121$758$1,250$771$1,270
Clay County21051$626$572$736$671$775$708$865$789$878$802
Clinton County21053$553$643$650$755$685$795$763$887$776$901
Crittenden County21055$594$585$698$687$735$724$820$807$833$820
Cumberland County21057$529$790$622$928$655$978$731$1,090$742$1,108
Daviess County21059$621$864$729$1,015$769$1,069$857$1,192$871$1,211
Edmonson County21061$589$688$691$809$729$852$813$950$826$965
Elliott County21063$593$672$696$790$734$832$818$928$831$943
Estill County21065$584$631$685$742$722$782$806$871$819$885
Fayette County21067$544$1,125$639$1,321$673$1,392$750$1,552$762$1,578
Fleming County21069$614$637$721$748$760$788$848$878$861$893
Floyd County21071$607$724$712$851$751$896$837$999$851$1,015
Franklin County21073$574$954$674$1,121$710$1,181$791$1,317$804$1,339
Fulton County21075$562$514$660$604$696$636$776$709$788$721
Gallatin County21077$609$845$715$993$754$1,046$841$1,166$854$1,185
Garrard County21079$514$896$603$1,053$636$1,109$709$1,237$720$1,257
Grant County21081$583$908$685$1,066$722$1,123$804$1,253$817$1,273
Graves County21083$614$748$721$879$760$926$848$1,032$861$1,049
Grayson County21085$604$758$709$891$748$938$834$1,046$847$1,063
Green County21087$572$566$672$665$708$701$789$782$802$794
Greenup County21089$636$719$746$845$787$890$877$993$891$1,009
Hancock County21091$591$753$693$885$731$932$815$1,039$828$1,056
Hardin County21093$554$971$651$1,140$686$1,201$764$1,340$777$1,361
Harlan County21095$622$579$731$680$770$717$858$800$872$813
Harrison County21097$562$835$660$981$695$1,034$775$1,153$788$1,171
Hart County21099$590$662$693$778$731$819$815$913$828$928
Henderson County21101$591$840$695$986$732$1,039$816$1,159$830$1,177
Henry County21103$578$907$679$1,065$716$1,122$798$1,251$811$1,271
Hickman County21105$669$634$786$745$828$785$923$875$939$889
Hopkins County21107$552$703$648$826$683$870$762$970$774$986
Jackson County21109$644$562$757$659$797$695$889$775$903$787
Jefferson County21111$619$1,024$727$1,203$767$1,267$855$1,413$869$1,436
Jessamine County21113$574$1,042$675$1,223$711$1,289$793$1,437$806$1,460
Johnson County21115$597$725$702$851$739$897$824$1,000$838$1,016
Kenton County21117$591$1,042$694$1,224$731$1,290$815$1,438$828$1,462
Knott County21119$596$682$700$801$738$844$823$941$836$956
Knox County21121$543$710$637$835$672$879$749$980$761$996
Larue County21123$594$844$697$992$735$1,045$820$1,165$833$1,184
Laurel County21125$591$732$694$860$731$906$815$1,010$828$1,027
Lawrence County21127$662$638$778$749$819$790$913$881$928$895
Lee County21129$621$529$729$621$768$655$856$731$870$742
Leslie County21131$563$665$661$781$697$823$778$917$790$932
Letcher County21133$657$626$772$735$813$775$907$864$921$878
Lewis County21135$587$509$690$598$726$631$810$703$823$714
Lincoln County21137$562$683$660$802$696$845$776$942$789$957
Livingston County21139$554$729$650$857$685$903$764$1,007$776$1,023
Logan County21141$639$787$750$925$791$974$882$1,086$896$1,104
Lyon County21143$587$846$690$994$727$1,047$810$1,168$823$1,187
Madison County21151$551$995$647$1,168$682$1,231$761$1,372$773$1,394
Magoffin County21153$598$720$702$846$740$891$825$994$839$1,009
Marion County21155$546$765$640$899$675$947$753$1,056$765$1,073
Marshall County21157$581$822$682$966$719$1,018$802$1,135$815$1,153
Martin County21159$683$752$802$883$846$930$943$1,037$958$1,054
Mason County21161$591$814$694$956$732$1,007$816$1,123$829$1,141
McCracken County21145$587$854$689$1,003$726$1,057$810$1,178$823$1,197
McCreary County21147$552$580$649$681$684$717$762$800$774$813
McLean County21149$604$699$710$821$748$865$834$964$848$980
Meade County21163$553$884$649$1,038$684$1,094$763$1,219$775$1,239
Menifee County21165$553$518$650$607$685$640$763$714$776$725
Mercer County21167$554$887$651$1,042$686$1,098$765$1,224$778$1,243
Metcalfe County21169$539$619$633$727$667$766$744$854$756$868
Monroe County21171$629$602$739$706$778$745$868$830$882$844
Montgomery County21173$583$788$684$926$721$976$804$1,088$817$1,106
Morgan County21175$634$744$745$874$786$920$876$1,026$890$1,043
Muhlenberg County21177$610$667$715$784$754$826$841$921$854$936
Nelson County21179$547$903$643$1,060$677$1,117$755$1,245$767$1,266
Nicholas County21181$574$736$673$865$710$911$791$1,016$804$1,033
Ohio County21183$610$649$717$762$755$803$842$895$856$909
Oldham County21185$585$1,538$688$1,806$724$1,904$808$2,122$821$2,157
Owen County21187$591$965$694$1,134$731$1,195$815$1,332$828$1,354
Owsley County21189$609$592$716$694$754$732$841$816$855$829
Pendleton County21191$585$776$687$911$724$960$808$1,070$821$1,087
Perry County21193$673$638$791$749$833$790$929$881$944$895
Pike County21195$634$748$745$879$785$926$875$1,033$889$1,050
Powell County21197$660$711$774$836$816$881$910$982$925$998
Pulaski County21199$576$781$676$917$713$966$795$1,077$808$1,094
Robertson County21201$586$724$687$851$725$896$808$999$821$1,016
Rockcastle County21203$567$619$666$727$702$766$783$854$796$867
Rowan County21205$630$836$739$982$779$1,035$869$1,154$883$1,172
Russell County21207$550$734$645$863$680$909$758$1,014$770$1,030
Scott County21209$560$1,096$657$1,288$693$1,357$773$1,513$785$1,538
Shelby County21211$561$1,143$658$1,343$694$1,415$774$1,578$786$1,603
Simpson County21213$548$821$644$964$678$1,016$756$1,133$768$1,151
Spencer County21215$574$1,195$674$1,403$711$1,478$793$1,648$805$1,675
Taylor County21217$552$761$648$894$683$942$762$1,050$774$1,067
Todd County21219$578$675$679$793$716$835$798$931$811$946
Trigg County21221$564$903$662$1,061$698$1,118$778$1,247$791$1,267
Trimble County21223$597$960$701$1,128$738$1,189$823$1,326$836$1,347
Union County21225$649$680$762$799$804$841$896$938$910$954
Warren County21227$557$983$655$1,154$690$1,216$769$1,356$781$1,378
Washington County21229$567$694$666$815$702$859$783$958$796$973
Wayne County21231$564$654$662$769$698$810$778$903$791$918
Webster County21233$655$753$769$884$811$931$904$1,038$919$1,055
Whitley County21235$559$721$656$847$692$892$771$995$784$1,011
Wolfe County21237$573$572$674$671$710$707$791$789$804$801
Woodford County21239$546$1,053$642$1,236$676$1,303$754$1,453$766$1,476

 

* Note: The IRS expense figures posted on this Web site are for use in completing bankruptcy forms. They are not for use in computing taxes or for any other tax administration purpose. Expense information for tax purposes can be found on the IRS Web site.

 

Friday, October 14, 2011 1:29 PM