Bankruptcy Allowable Living Expenses
(Cases Filed On and After May 15, 2025)
Local Housing and Utilities
Standards*
New Jersey
| Family Size and Expense Type | |||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|
| 1 Person | 2 People | 3 People | 4 People | 5 or More People | |||||||
| County | FIPS Code | Non- Mortgage |
Mortgage/ Rent |
Non- Mortgage |
Mortgage/ Rent |
Non- Mortgage |
Mortgage/ Rent |
Non- Mortgage |
Mortgage/ Rent |
Non- Mortgage |
Mortgage/ Rent |
| Atlantic County | 34001 | $673 | $1,490 | $791 | $1,749 | $833 | $1,844 | $929 | $2,056 | $944 | $2,089 |
| Bergen County | 34003 | $635 | $2,626 | $746 | $3,084 | $786 | $3,250 | $876 | $3,624 | $890 | $3,683 |
| Burlington County | 34005 | $656 | $1,758 | $771 | $2,065 | $813 | $2,175 | $906 | $2,426 | $921 | $2,464 |
| Camden County | 34007 | $675 | $1,589 | $793 | $1,866 | $835 | $1,967 | $931 | $2,193 | $947 | $2,228 |
| Cape May County | 34009 | $610 | $1,561 | $717 | $1,833 | $755 | $1,932 | $842 | $2,154 | $856 | $2,188 |
| Cumberland County | 34011 | $659 | $1,249 | $774 | $1,467 | $815 | $1,546 | $909 | $1,724 | $924 | $1,751 |
| Essex County | 34013 | $667 | $2,416 | $783 | $2,837 | $825 | $2,990 | $920 | $3,334 | $935 | $3,387 |
| Gloucester County | 34015 | $666 | $1,680 | $782 | $1,974 | $824 | $2,080 | $919 | $2,319 | $934 | $2,356 |
| Hudson County | 34017 | $747 | $2,302 | $877 | $2,704 | $924 | $2,849 | $1,030 | $3,177 | $1,047 | $3,228 |
| Hunterdon County | 34019 | $576 | $2,334 | $677 | $2,740 | $713 | $2,888 | $795 | $3,220 | $808 | $3,272 |
| Mercer County | 34021 | $629 | $1,884 | $739 | $2,212 | $779 | $2,331 | $868 | $2,600 | $882 | $2,642 |
| Middlesex County | 34023 | $647 | $2,078 | $760 | $2,441 | $801 | $2,572 | $894 | $2,867 | $908 | $2,914 |
| Monmouth County | 34025 | $639 | $2,255 | $750 | $2,649 | $791 | $2,791 | $882 | $3,112 | $896 | $3,162 |
| Morris County | 34027 | $636 | $2,444 | $747 | $2,871 | $787 | $3,025 | $877 | $3,373 | $891 | $3,428 |
| Ocean County | 34029 | $618 | $1,658 | $726 | $1,947 | $765 | $2,052 | $853 | $2,288 | $867 | $2,325 |
| Passaic County | 34031 | $645 | $2,173 | $757 | $2,553 | $798 | $2,690 | $890 | $2,999 | $904 | $3,048 |
| Salem County | 34033 | $661 | $1,456 | $776 | $1,710 | $818 | $1,802 | $912 | $2,009 | $927 | $2,041 |
| Somerset County | 34035 | $662 | $2,307 | $778 | $2,709 | $819 | $2,855 | $914 | $3,183 | $928 | $3,235 |
| Sussex County | 34037 | $609 | $1,778 | $716 | $2,087 | $754 | $2,200 | $841 | $2,453 | $855 | $2,492 |
| Union County | 34039 | $632 | $2,332 | $743 | $2,738 | $782 | $2,886 | $872 | $3,218 | $887 | $3,269 |
| Warren County | 34041 | $606 | $1,677 | $712 | $1,969 | $750 | $2,075 | $836 | $2,314 | $850 | $2,351 |
* Note: The IRS expense figures posted on this Web site are for use in completing bankruptcy forms. They are not for use in computing taxes or for any other tax administration purpose. Expense information for tax purposes can be found on the IRS Web site.
Friday, October 14, 2011 1:29 PM