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Bankruptcy Allowable Living Expenses
(Cases Filed On and After May 15, 2025)

Local Housing and Utilities Standards*

Texas

 

  Family Size and Expense Type
1 Person 2 People 3 People 4 People 5 or More People
County FIPS Code Non-
Mortgage		 Mortgage/
Rent		 Non-
Mortgage		 Mortgage/
Rent		 Non-
Mortgage		 Mortgage/
Rent		 Non-
Mortgage		 Mortgage/
Rent		 Non-
Mortgage		 Mortgage/
Rent
Anderson County48001$586$902$688$1,060$725$1,117$809$1,245$822$1,265
Andrews County48003$627$1,243$737$1,459$776$1,538$865$1,715$880$1,742
Angelina County48005$620$933$728$1,096$767$1,155$855$1,288$869$1,309
Aransas County48007$530$1,282$623$1,505$656$1,586$731$1,769$743$1,797
Archer County48009$581$1,136$683$1,334$719$1,406$802$1,567$815$1,593
Armstrong County48011$534$1,005$628$1,180$661$1,244$737$1,387$749$1,409
Atascosa County48013$615$965$722$1,134$761$1,195$849$1,332$863$1,353
Austin County48015$657$1,274$771$1,497$813$1,577$906$1,759$921$1,787
Bailey County48017$510$649$598$763$631$803$703$896$715$910
Bandera County48019$569$1,213$668$1,425$704$1,502$786$1,674$798$1,701
Bastrop County48021$626$1,272$736$1,493$775$1,574$864$1,755$878$1,783
Baylor County48023$883$1,131$1,037$1,329$1,093$1,400$1,218$1,562$1,238$1,587
Bee County48025$557$828$654$973$689$1,025$768$1,143$780$1,162
Bell County48027$589$1,153$692$1,354$729$1,427$813$1,591$826$1,617
Bexar County48029$561$1,360$659$1,598$694$1,684$774$1,877$786$1,908
Blanco County48031$599$1,463$704$1,718$741$1,811$826$2,019$840$2,051
Borden County48033$795$983$934$1,154$984$1,216$1,097$1,356$1,115$1,378
Bosque County48035$626$912$736$1,071$775$1,129$864$1,259$878$1,279
Bowie County48037$593$985$696$1,157$734$1,219$819$1,359$832$1,381
Brazoria County48039$596$1,674$700$1,966$738$2,071$823$2,309$836$2,347
Brazos County48041$598$1,371$703$1,610$740$1,697$825$1,892$839$1,922
Brewster County48043$604$1,107$709$1,300$747$1,370$833$1,527$846$1,553
Briscoe County48045$699$657$821$771$865$813$964$907$980$921
Brooks County48047$640$661$751$777$792$818$883$912$897$927
Brown County48049$665$942$781$1,107$823$1,166$917$1,301$932$1,322
Burleson County48051$594$1,096$697$1,288$735$1,357$820$1,513$833$1,537
Burnet County48053$604$1,398$710$1,642$748$1,730$834$1,929$847$1,961
Caldwell County48055$592$1,099$695$1,291$733$1,360$817$1,517$830$1,541
Calhoun County48057$583$920$684$1,081$721$1,139$804$1,270$817$1,290
Callahan County48059$640$979$752$1,150$792$1,212$883$1,351$898$1,373
Cameron County48061$581$950$682$1,116$719$1,176$802$1,311$815$1,332
Camp County48063$561$918$660$1,078$695$1,136$775$1,267$788$1,287
Carson County48065$623$885$732$1,039$771$1,095$860$1,221$874$1,240
Cass County48067$616$794$723$933$762$983$850$1,096$864$1,113
Castro County48069$558$722$655$848$691$893$770$996$783$1,012
Chambers County48071$637$1,535$748$1,803$788$1,900$879$2,118$893$2,153
Cherokee County48073$615$1,019$722$1,197$760$1,262$848$1,407$862$1,429
Childress County48075$538$1,002$632$1,177$666$1,240$742$1,383$754$1,405
Clay County48077$610$928$717$1,090$755$1,149$842$1,281$856$1,301
Cochran County48079$608$636$714$747$753$787$840$877$853$892
Coke County48081$647$561$760$659$800$695$892$775$907$787
Coleman County48083$581$687$682$807$718$851$801$948$814$964
Collin County48085$648$1,999$761$2,348$802$2,474$894$2,759$909$2,803
Collingsworth County48087$493$625$579$734$611$773$681$862$692$876
Colorado County48089$753$1,000$884$1,174$932$1,237$1,039$1,379$1,056$1,401
Comal County48091$610$1,710$717$2,008$755$2,116$842$2,359$856$2,397
Comanche County48093$603$851$708$999$747$1,052$833$1,173$846$1,192
Concho County48095$639$682$751$801$791$844$882$941$896$956
Cooke County48097$611$1,133$718$1,330$756$1,402$843$1,563$857$1,588
Coryell County48099$596$994$701$1,167$738$1,230$823$1,371$837$1,393
Cottle County48101$757$590$889$693$936$731$1,044$815$1,061$828
Crane County48103$604$681$709$800$748$842$834$939$847$954
Crockett County48105$752$1,898$884$2,229$931$2,349$1,038$2,619$1,055$2,661
Crosby County48107$643$741$756$870$796$917$888$1,022$902$1,039
Culberson County48109$512$920$602$1,080$634$1,138$707$1,269$718$1,290
Dallam County48111$588$792$690$931$727$981$811$1,093$824$1,111
Dallas County48113$649$1,432$762$1,682$803$1,772$895$1,976$910$2,007
Dawson County48115$614$848$721$996$759$1,050$847$1,170$861$1,189
Deaf Smith County48117$566$889$664$1,045$700$1,101$781$1,227$793$1,248
Delta County48119$712$913$836$1,072$882$1,129$983$1,259$999$1,279
Denton County48121$611$1,887$717$2,217$756$2,336$843$2,605$856$2,647
DeWitt County48123$624$1,011$733$1,187$772$1,251$861$1,395$875$1,417
Dickens County48125$768$676$902$794$950$837$1,060$933$1,077$948
Dimmit County48127$550$710$645$834$680$879$758$980$771$995
Donley County48129$615$944$723$1,109$761$1,169$849$1,303$863$1,324
Duval County48131$581$713$681$838$718$883$801$984$814$1,000
Eastland County48133$717$860$842$1,010$888$1,064$990$1,186$1,006$1,206
Ector County48135$629$1,220$739$1,432$778$1,510$868$1,683$882$1,710
Edwards County48137$507$1,043$595$1,225$627$1,291$700$1,439$711$1,462
El Paso County48141$546$1,111$641$1,305$676$1,375$754$1,533$766$1,558
Ellis County48139$635$1,531$746$1,798$786$1,895$877$2,112$891$2,147
Erath County48143$610$1,158$716$1,360$755$1,433$842$1,598$855$1,624
Falls County48145$670$670$786$787$829$829$924$925$939$940
Fannin County48147$653$1,062$768$1,247$809$1,314$902$1,465$916$1,489
Fayette County48149$608$1,128$713$1,325$752$1,396$838$1,557$852$1,582
Fisher County48151$663$703$779$826$821$870$915$970$930$986
Floyd County48153$651$827$765$971$806$1,023$898$1,141$913$1,159
Foard County48155$551$645$647$758$682$798$760$890$772$905
Fort Bend County48157$633$1,905$743$2,238$783$2,358$873$2,629$887$2,672
Franklin County48159$636$1,222$747$1,435$787$1,512$877$1,686$891$1,714
Freestone County48161$608$934$714$1,097$752$1,156$838$1,289$852$1,310
Frio County48163$657$999$771$1,174$813$1,237$907$1,379$921$1,402
Gaines County48165$590$1,145$693$1,345$730$1,417$814$1,580$827$1,606
Galveston County48167$620$1,576$728$1,851$767$1,951$855$2,176$869$2,210
Garza County48169$604$1,052$709$1,236$748$1,302$834$1,452$847$1,476
Gillespie County48171$566$1,423$665$1,671$700$1,762$781$1,964$793$1,996
Glasscock County48173$683$867$801$1,019$845$1,073$942$1,197$957$1,216
Goliad County48175$481$1,122$565$1,318$595$1,389$663$1,549$674$1,574
Gonzales County48177$599$893$704$1,049$742$1,105$827$1,232$840$1,253
Gray County48179$612$890$718$1,046$757$1,102$844$1,229$858$1,248
Grayson County48181$625$1,201$734$1,411$773$1,487$862$1,658$876$1,685
Gregg County48183$551$1,025$647$1,204$681$1,269$760$1,414$772$1,437
Grimes County48185$661$1,099$777$1,290$818$1,360$912$1,516$927$1,541
Guadalupe County48187$559$1,387$657$1,628$692$1,716$772$1,913$784$1,944
Hale County48189$657$939$771$1,103$813$1,162$906$1,296$921$1,317
Hall County48191$620$661$728$776$768$817$856$911$870$926
Hamilton County48193$623$845$731$993$771$1,046$860$1,166$874$1,185
Hansford County48195$469$1,483$551$1,742$581$1,835$648$2,046$658$2,079
Hardeman County48197$724$623$851$731$896$771$999$860$1,016$873
Hardin County48199$579$1,139$680$1,338$716$1,410$798$1,572$811$1,598
Harris County48201$614$1,475$721$1,732$759$1,826$847$2,035$861$2,068
Harrison County48203$566$1,061$665$1,246$701$1,313$782$1,464$795$1,487
Hartley County48205$585$1,173$687$1,378$724$1,452$807$1,619$820$1,645
Haskell County48207$701$714$823$839$867$884$967$985$982$1,002
Hays County48209$587$1,616$690$1,898$727$2,000$810$2,231$823$2,267
Hemphill County48211$619$1,079$727$1,268$766$1,336$854$1,490$868$1,514
Henderson County48213$606$1,013$712$1,190$750$1,254$836$1,398$850$1,421
Hidalgo County48215$564$966$662$1,135$698$1,196$778$1,334$791$1,355
Hill County48217$625$924$733$1,086$773$1,144$862$1,275$876$1,296
Hockley County48219$631$1,011$741$1,187$781$1,251$871$1,395$885$1,417
Hood County48221$634$1,254$745$1,473$785$1,552$875$1,731$889$1,759
Hopkins County48223$596$943$700$1,108$737$1,168$822$1,302$835$1,323
Houston County48225$616$901$723$1,058$762$1,115$850$1,243$864$1,263
Howard County48227$616$926$724$1,087$763$1,145$850$1,277$864$1,298
Hudspeth County48229$594$554$698$651$735$686$820$764$833$777
Hunt County48231$646$1,151$759$1,352$800$1,424$892$1,588$906$1,614
Hutchinson County48233$618$760$725$893$764$941$852$1,049$866$1,066
Irion County48235$739$1,165$868$1,369$914$1,443$1,019$1,609$1,036$1,634
Jack County48237$729$1,065$856$1,251$902$1,318$1,005$1,470$1,022$1,493
Jackson County48239$614$1,070$721$1,257$759$1,325$847$1,477$860$1,501
Jasper County48241$682$852$801$1,001$845$1,054$942$1,175$957$1,195
Jeff Davis County48243$421$1,102$494$1,295$521$1,364$581$1,521$590$1,546
Jefferson County48245$589$1,188$692$1,395$729$1,470$813$1,639$826$1,665
Jim Hogg County48247$1,009$660$1,185$775$1,249$816$1,392$910$1,415$925
Jim Wells County48249$690$1,066$810$1,252$853$1,320$952$1,471$967$1,495
Johnson County48251$605$1,299$711$1,526$749$1,608$835$1,793$849$1,821
Jones County48253$695$700$816$823$860$867$959$967$975$982
Karnes County48255$691$708$811$832$854$877$953$977$968$993
Kaufman County48257$602$1,563$707$1,835$745$1,934$831$2,156$844$2,191
Kendall County48259$617$1,967$725$2,310$764$2,434$852$2,714$865$2,758
Kenedy County48261$627$923$736$1,084$776$1,142$865$1,274$879$1,294
Kent County48263$801$1,107$941$1,300$991$1,370$1,106$1,527$1,123$1,552
Kerr County48265$511$1,204$601$1,414$633$1,490$706$1,661$717$1,688
Kimble County48267$529$1,118$622$1,312$655$1,383$730$1,542$742$1,567
King County48269$627$923$736$1,084$776$1,142$865$1,274$879$1,294
Kinney County48271$586$723$688$849$726$894$809$997$822$1,013
Kleberg County48273$634$1,189$745$1,396$785$1,471$875$1,640$889$1,667
Knox County48275$671$564$788$662$830$698$925$779$940$791
La Salle County48283$719$889$845$1,044$890$1,100$992$1,227$1,009$1,246
Lamar County48277$600$1,027$704$1,206$742$1,271$828$1,416$841$1,440
Lamb County48279$637$746$749$876$789$923$880$1,029$894$1,046
Lampasas County48281$611$1,151$718$1,352$756$1,425$843$1,589$857$1,614
Lavaca County48285$610$1,079$716$1,267$755$1,335$842$1,488$855$1,513
Lee County48287$607$1,264$714$1,484$752$1,564$838$1,744$852$1,772
Leon County48289$625$936$733$1,100$773$1,159$862$1,292$876$1,313
Liberty County48291$677$1,052$796$1,235$838$1,302$935$1,451$950$1,475
Limestone County48293$661$878$777$1,031$819$1,086$913$1,211$927$1,231
Lipscomb County48295$592$904$695$1,062$732$1,119$816$1,248$829$1,268
Live Oak County48297$553$1,002$650$1,177$685$1,240$763$1,383$776$1,405
Llano County48299$533$1,248$627$1,465$660$1,544$736$1,721$748$1,749
Loving County48301$627$923$736$1,084$776$1,142$865$1,274$879$1,294
Lubbock County48303$610$1,190$716$1,398$755$1,473$842$1,642$855$1,669
Lynn County48305$564$1,123$663$1,319$698$1,390$778$1,550$791$1,575
Madison County48313$648$937$761$1,101$802$1,160$894$1,294$908$1,315
Marion County48315$614$800$721$940$759$991$847$1,104$861$1,122
Martin County48317$660$1,502$775$1,765$816$1,860$910$2,074$925$2,107
Mason County48319$704$1,061$827$1,246$871$1,313$971$1,464$987$1,487
Matagorda County48321$608$1,121$715$1,316$753$1,387$840$1,546$853$1,572
Maverick County48323$632$987$743$1,159$783$1,221$872$1,362$887$1,384
McCulloch County48307$719$676$845$793$890$836$992$932$1,008$948
McLennan County48309$622$1,169$731$1,372$770$1,446$859$1,612$872$1,639
McMullen County48311$616$776$724$911$763$960$851$1,070$864$1,088
Medina County48325$651$1,230$765$1,444$806$1,522$899$1,697$913$1,725
Menard County48327$582$599$683$704$720$742$803$827$816$840
Midland County48329$633$1,574$743$1,849$783$1,948$873$2,172$887$2,207
Milam County48331$615$978$722$1,149$761$1,211$849$1,350$863$1,371
Mills County48333$567$889$665$1,045$701$1,101$782$1,227$795$1,247
Mitchell County48335$727$824$853$969$899$1,021$1,003$1,138$1,019$1,156
Montague County48337$608$950$714$1,116$752$1,176$839$1,311$852$1,332
Montgomery County48339$611$1,643$718$1,930$756$2,034$843$2,268$857$2,304
Moore County48341$554$948$650$1,114$685$1,174$764$1,309$776$1,330
Morris County48343$515$843$604$991$637$1,044$710$1,164$722$1,183
Motley County48345$647$576$760$676$800$713$892$795$907$807
Nacogdoches County48347$628$919$737$1,079$777$1,137$867$1,267$881$1,288
Navarro County48349$647$885$759$1,040$800$1,096$892$1,222$907$1,241
Newton County48351$666$759$782$891$825$938$920$1,046$934$1,063
Nolan County48353$632$885$742$1,040$782$1,096$872$1,222$887$1,241
Nueces County48355$649$1,242$762$1,459$802$1,538$895$1,714$909$1,742
Ochiltree County48357$658$1,095$773$1,286$815$1,355$909$1,511$924$1,535
Oldham County48359$547$1,312$643$1,541$677$1,624$755$1,811$767$1,840
Orange County48361$578$1,137$679$1,336$715$1,408$797$1,570$810$1,595
Palo Pinto County48363$576$1,165$677$1,368$713$1,442$795$1,608$808$1,634
Panola County48365$609$932$716$1,094$754$1,153$841$1,285$855$1,306
Parker County48367$610$1,682$716$1,976$755$2,082$841$2,322$855$2,359
Parmer County48369$660$1,025$775$1,204$816$1,269$910$1,415$925$1,437
Pecos County48371$620$1,011$729$1,187$768$1,251$856$1,395$870$1,418
Polk County48373$663$837$778$983$820$1,036$915$1,154$930$1,173
Potter County48375$581$963$683$1,131$719$1,192$802$1,329$815$1,350
Presidio County48377$539$960$633$1,127$668$1,187$744$1,324$756$1,346
Rains County48379$603$1,186$709$1,392$747$1,467$833$1,636$846$1,662
Randall County48381$585$1,223$688$1,436$725$1,513$808$1,687$821$1,715
Reagan County48383$720$811$845$953$891$1,004$994$1,119$1,010$1,137
Real County48385$603$1,554$709$1,825$747$1,923$832$2,145$846$2,179
Red River County48387$650$733$764$861$805$907$897$1,012$912$1,028
Reeves County48389$589$876$692$1,029$729$1,084$812$1,209$826$1,228
Refugio County48391$651$689$764$809$806$852$899$950$913$966
Roberts County48393$645$1,166$757$1,370$798$1,443$890$1,609$904$1,635
Robertson County48395$566$1,010$665$1,186$700$1,250$781$1,393$793$1,416
Rockwall County48397$589$1,825$692$2,144$729$2,259$813$2,519$826$2,559
Runnels County48399$720$814$845$957$891$1,008$993$1,124$1,010$1,142
Rusk County48401$586$938$688$1,102$725$1,161$808$1,295$821$1,316
Sabine County48403$618$1,211$726$1,423$765$1,499$852$1,672$866$1,699
San Augustine County48405$538$825$632$969$666$1,021$743$1,138$755$1,156
San Jacinto County48407$574$1,050$674$1,233$711$1,299$792$1,449$805$1,472
San Patricio County48409$649$1,203$763$1,412$804$1,488$896$1,660$911$1,686
San Saba County48411$631$770$742$904$782$952$871$1,062$886$1,079
Schleicher County48413$572$1,017$672$1,194$708$1,258$789$1,403$802$1,425
Scurry County48415$627$949$736$1,115$776$1,175$865$1,310$879$1,331
Shackelford County48417$703$1,123$826$1,319$870$1,390$970$1,550$986$1,575
Shelby County48419$599$929$704$1,091$741$1,150$827$1,281$840$1,303
Sherman County48421$588$921$691$1,082$728$1,140$812$1,271$824$1,292
Smith County48423$603$1,158$709$1,360$747$1,433$833$1,598$846$1,624
Somervell County48425$588$1,194$690$1,403$727$1,479$811$1,649$824$1,675
Starr County48427$610$930$717$1,092$755$1,151$842$1,283$855$1,304
Stephens County48429$684$661$804$775$847$817$944$911$959$926
Sterling County48431$624$809$734$950$773$1,001$862$1,116$876$1,134
Stonewall County48433$807$505$948$593$999$625$1,114$697$1,131$709
Sutton County48435$734$1,263$862$1,484$908$1,564$1,012$1,744$1,029$1,772
Swisher County48437$554$887$650$1,042$685$1,098$764$1,224$776$1,244
Tarrant County48439$619$1,521$727$1,787$766$1,883$854$2,100$868$2,133
Taylor County48441$619$1,125$727$1,321$766$1,392$854$1,552$868$1,577
Terrell County48443$567$850$667$998$702$1,052$783$1,173$796$1,191
Terry County48445$567$976$667$1,146$702$1,208$783$1,347$796$1,368
Throckmorton County48447$786$625$924$733$973$773$1,085$862$1,102$876
Titus County48449$615$873$722$1,026$761$1,081$849$1,205$863$1,224
Tom Green County48451$590$1,068$693$1,254$731$1,321$815$1,473$828$1,497
Travis County48453$581$1,900$682$2,231$719$2,351$802$2,621$815$2,663
Trinity County48455$574$887$674$1,042$710$1,098$792$1,224$804$1,244
Tyler County48457$619$801$726$941$766$991$854$1,105$868$1,123
Upshur County48459$581$966$682$1,135$719$1,196$802$1,333$815$1,355
Upton County48461$559$813$656$955$692$1,006$771$1,122$784$1,140
Uvalde County48463$569$1,090$668$1,280$704$1,349$785$1,504$798$1,528
Val Verde County48465$628$1,107$738$1,300$777$1,370$867$1,527$881$1,552
Van Zandt County48467$653$1,051$766$1,235$808$1,301$901$1,451$915$1,474
Victoria County48469$596$1,216$700$1,428$737$1,505$822$1,678$835$1,705
Walker County48471$562$1,062$660$1,247$696$1,314$776$1,465$788$1,489
Waller County48473$582$1,499$683$1,762$720$1,856$803$2,069$816$2,103
Ward County48475$607$910$712$1,069$751$1,126$837$1,256$851$1,276
Washington County48477$594$1,255$698$1,473$735$1,553$820$1,731$833$1,759
Webb County48479$631$1,145$741$1,345$780$1,418$870$1,581$884$1,606
Wharton County48481$654$1,140$768$1,339$809$1,411$902$1,573$916$1,599
Wheeler County48483$700$850$821$999$866$1,052$965$1,174$981$1,192
Wichita County48485$621$968$729$1,137$768$1,198$856$1,336$870$1,357
Wilbarger County48487$663$755$778$887$821$934$915$1,042$929$1,059
Willacy County48489$680$824$798$969$841$1,021$938$1,138$953$1,157
Williamson County48491$580$1,764$681$2,072$718$2,183$801$2,434$814$2,473
Wilson County48493$582$1,443$684$1,694$720$1,786$803$1,991$816$2,023
Winkler County48495$657$763$771$897$813$945$907$1,053$921$1,071
Wise County48497$618$1,469$726$1,725$765$1,818$853$2,027$867$2,060
Wood County48499$609$987$715$1,159$754$1,221$841$1,361$854$1,384
Yoakum County48501$734$971$862$1,140$909$1,201$1,014$1,339$1,030$1,361
Young County48503$660$844$774$992$816$1,045$910$1,165$925$1,184
Zapata County48505$576$730$677$857$713$903$795$1,007$808$1,023
Zavala County48507$613$636$720$747$759$787$847$877$860$892

 

* Note: The IRS expense figures posted on this Web site are for use in completing bankruptcy forms. They are not for use in computing taxes or for any other tax administration purpose. Expense information for tax purposes can be found on the IRS Web site.

 

Friday, October 14, 2011 1:29 PM