Bankruptcy Allowable Living Expenses
(Cases Filed On and After May 15, 2025)

Local Housing and Utilities Standards*

Virginia

 

  Family Size and Expense Type
1 Person 2 People 3 People 4 People 5 or More People
County FIPS Code Non-
Mortgage
Mortgage/
Rent
Non-
Mortgage
Mortgage/
Rent
Non-
Mortgage
Mortgage/
Rent
Non-
Mortgage
Mortgage/
Rent
Non-
Mortgage
Mortgage/
Rent
Accomack County51001$574$948$675$1,113$711$1,173$793$1,308$806$1,329
Albemarle County51003$574$1,650$674$1,938$710$2,042$791$2,277$804$2,314
Alexandria city51510$648$2,280$761$2,678$802$2,822$894$3,147$909$3,197
Alleghany County51005$597$777$700$913$738$962$823$1,073$836$1,090
Amelia County51007$693$1,001$814$1,175$858$1,238$956$1,381$972$1,403
Amherst County51009$530$839$623$985$656$1,038$732$1,157$743$1,176
Appomattox County51011$538$907$632$1,065$666$1,122$742$1,252$754$1,272
Arlington County51013$651$2,598$765$3,051$806$3,215$899$3,584$913$3,643
Augusta County51015$555$1,101$651$1,294$686$1,364$766$1,520$778$1,545
Bath County51017$548$798$643$938$678$988$756$1,102$768$1,120
Bedford city51515$537$1,037$631$1,218$664$1,284$741$1,431$753$1,454
Bedford County51019$537$1,037$631$1,218$664$1,284$741$1,431$753$1,454
Bland County51021$577$720$677$846$714$891$796$994$809$1,009
Botetourt County51023$539$1,127$633$1,324$667$1,395$743$1,556$755$1,581
Bristol city51520$555$792$652$930$687$980$767$1,092$779$1,110
Brunswick County51025$625$680$734$799$773$842$862$939$876$954
Buchanan County51027$574$695$674$817$711$860$793$959$805$975
Buckingham County51029$590$826$693$971$730$1,023$814$1,141$827$1,159
Buena Vista city51530$475$663$558$779$588$821$656$915$667$929
Campbell County51031$510$881$598$1,035$631$1,090$703$1,216$715$1,235
Caroline County51033$551$1,236$648$1,451$682$1,530$761$1,705$773$1,733
Carroll County51035$522$708$612$832$646$876$720$977$731$993
Charles City County51036$547$1,014$642$1,191$677$1,255$755$1,399$767$1,422
Charlotte County51037$615$712$722$836$761$881$849$982$863$997
Charlottesville city51540$597$1,555$702$1,825$739$1,924$824$2,145$838$2,179
Chesapeake city51550$607$1,512$713$1,776$751$1,872$837$2,088$851$2,121
Chesterfield County51041$577$1,349$678$1,584$714$1,670$796$1,862$809$1,892
Clarke County51043$608$1,591$714$1,868$752$1,969$839$2,195$853$2,230
Colonial Heights city51570$600$1,022$705$1,200$742$1,265$828$1,410$841$1,433
Covington city51580$624$551$733$647$772$682$860$761$874$773
Craig County51045$592$833$695$979$733$1,031$817$1,150$830$1,169
Culpeper County51047$568$1,360$667$1,597$703$1,683$784$1,876$797$1,906
Cumberland County51049$627$911$737$1,070$776$1,128$866$1,257$880$1,277
Danville city51590$642$614$754$722$794$761$886$848$900$862
Dickenson County51051$578$580$678$682$715$718$797$801$810$814
Dinwiddie County51053$549$1,092$644$1,283$679$1,352$757$1,508$769$1,532
Emporia city51595$760$1,022$893$1,200$941$1,264$1,049$1,410$1,066$1,432
Essex County51057$545$989$640$1,161$675$1,223$752$1,364$764$1,386
Fairfax city51600$558$2,315$656$2,719$691$2,865$770$3,195$783$3,246
Fairfax County51059$582$2,364$684$2,776$721$2,925$803$3,262$816$3,315
Falls Church city51610$521$3,304$612$3,881$645$4,089$719$4,559$730$4,634
Fauquier County51061$621$1,857$729$2,182$768$2,299$856$2,564$870$2,605
Floyd County51063$528$921$621$1,081$654$1,139$729$1,270$741$1,290
Fluvanna County51065$586$1,186$688$1,393$725$1,468$808$1,637$821$1,664
Franklin city51620$652$1,065$766$1,251$807$1,318$900$1,469$915$1,493
Franklin County51067$562$934$661$1,097$696$1,156$776$1,289$789$1,309
Frederick County51069$574$1,318$675$1,548$711$1,631$792$1,819$805$1,848
Fredericksburg city51630$522$1,759$613$2,066$646$2,177$720$2,428$731$2,467
Galax city51640$588$651$690$766$727$807$811$899$824$914
Giles County51071$591$727$694$854$732$899$816$1,003$829$1,019
Gloucester County51073$549$1,191$645$1,399$679$1,475$758$1,644$770$1,670
Goochland County51075$556$1,623$654$1,905$689$2,008$768$2,239$780$2,276
Grayson County51077$490$681$575$800$606$843$676$940$687$955
Greene County51079$545$1,275$640$1,497$674$1,578$752$1,759$764$1,788
Greensville County51081$531$681$624$800$657$843$733$940$745$955
Halifax County51083$586$684$688$804$725$847$809$944$822$959
Hampton city51650$604$1,133$709$1,331$748$1,402$833$1,564$847$1,589
Hanover County51085$573$1,427$673$1,676$709$1,766$790$1,970$803$2,001
Harrisonburg city51660$531$1,070$624$1,256$657$1,324$733$1,476$744$1,500
Henrico County51087$581$1,287$683$1,511$719$1,593$802$1,776$815$1,804
Henry County51089$585$622$687$731$724$770$808$858$821$872
Highland County51091$568$890$666$1,046$702$1,102$783$1,228$796$1,248
Hopewell city51670$559$776$657$911$692$960$772$1,070$784$1,088
Isle of Wight County51093$635$1,512$746$1,775$786$1,871$876$2,087$890$2,120
James City County51095$605$1,527$711$1,792$749$1,889$835$2,106$849$2,140
King and Queen County51097$535$997$628$1,171$662$1,234$738$1,376$750$1,398
King George County51099$638$1,546$750$1,815$790$1,913$881$2,133$895$2,167
King William County51101$572$1,077$672$1,265$708$1,333$789$1,487$802$1,510
Lancaster County51103$533$1,099$627$1,290$660$1,360$736$1,516$748$1,541
Lee County51105$547$654$642$769$677$810$755$903$767$918
Lexington city51678$486$1,114$571$1,308$601$1,379$671$1,537$681$1,562
Loudoun County51107$620$2,379$728$2,795$767$2,945$855$3,284$869$3,337
Louisa County51109$555$1,139$652$1,337$687$1,409$766$1,571$778$1,597
Lunenburg County51111$645$700$757$823$798$867$890$966$904$982
Lynchburg city51680$565$924$663$1,086$699$1,144$779$1,276$792$1,296
Madison County51113$547$1,218$643$1,430$677$1,507$755$1,680$767$1,707
Manassas city51683$561$1,742$659$2,046$694$2,156$774$2,404$786$2,443
Manassas Park city51685$666$1,530$782$1,797$824$1,894$919$2,112$934$2,145
Martinsville city51690$603$577$709$677$747$714$833$796$846$809
Mathews County51115$558$1,287$656$1,511$691$1,592$770$1,776$783$1,804
Mecklenburg County51117$591$830$694$975$732$1,027$816$1,145$829$1,164
Middlesex County51119$525$1,049$617$1,232$650$1,298$724$1,448$736$1,471
Montgomery County51121$544$1,185$639$1,392$673$1,467$750$1,636$763$1,662
Nelson County51125$632$1,022$743$1,200$783$1,264$872$1,410$887$1,432
New Kent County51127$572$1,488$672$1,748$708$1,842$789$2,054$802$2,087
Newport News city51700$624$1,159$732$1,362$772$1,435$861$1,600$875$1,626
Norfolk city51710$628$1,272$738$1,493$777$1,574$867$1,754$881$1,783
Northampton County51131$613$1,105$720$1,298$758$1,368$845$1,525$859$1,550
Northumberland County51133$550$1,087$646$1,277$680$1,346$758$1,501$771$1,524
Norton city51720$670$658$787$772$829$814$924$908$939$923
Nottoway County51135$663$818$779$961$821$1,012$915$1,129$930$1,147
Orange County51137$539$1,265$634$1,485$668$1,565$745$1,745$756$1,774
Page County51139$586$930$688$1,092$726$1,150$809$1,283$822$1,304
Patrick County51141$605$692$710$813$749$856$835$955$848$970
Petersburg city51730$642$835$754$981$794$1,034$886$1,152$900$1,171
Pittsylvania County51143$573$734$673$862$710$908$791$1,013$804$1,029
Poquoson city51735$573$1,802$672$2,117$709$2,230$790$2,487$803$2,527
Portsmouth city51740$623$1,126$732$1,322$771$1,393$860$1,553$873$1,579
Powhatan County51145$545$1,458$641$1,712$675$1,804$752$2,012$765$2,044
Prince Edward County51147$528$838$621$984$654$1,037$729$1,156$741$1,175
Prince George County51149$585$1,130$687$1,327$724$1,398$807$1,559$820$1,584
Prince William County51153$602$1,932$707$2,269$745$2,391$831$2,666$844$2,709
Pulaski County51155$574$806$674$947$711$997$792$1,112$805$1,130
Radford city51750$601$926$706$1,088$744$1,146$829$1,278$842$1,299
Rappahannock County51157$510$1,404$599$1,649$631$1,738$704$1,937$715$1,969
Richmond city51760$626$1,271$736$1,492$775$1,573$864$1,754$878$1,782
Richmond County51159$630$825$740$969$780$1,021$870$1,138$884$1,157
Roanoke city51770$554$824$650$968$685$1,020$764$1,137$777$1,155
Roanoke County51161$556$1,126$653$1,323$688$1,394$767$1,554$779$1,580
Rockbridge County51163$547$928$643$1,089$677$1,148$755$1,280$767$1,301
Rockingham County51165$550$1,133$647$1,330$681$1,402$760$1,563$772$1,588
Russell County51167$561$598$658$703$694$740$774$825$786$839
Salem city51775$555$1,054$651$1,238$687$1,304$765$1,455$778$1,478
Scott County51169$573$729$673$856$710$901$791$1,005$804$1,021
Shenandoah County51171$538$1,034$633$1,214$667$1,279$743$1,427$755$1,450
Smyth County51173$550$689$646$809$681$852$759$950$772$965
Southampton County51175$579$976$680$1,146$716$1,208$798$1,347$812$1,368
Spotsylvania County51177$556$1,448$653$1,701$688$1,792$767$1,998$779$2,031
Stafford County51179$581$1,815$682$2,132$719$2,246$801$2,505$814$2,545
Staunton city51790$528$936$621$1,099$654$1,158$729$1,291$741$1,312
Suffolk city51800$633$1,478$744$1,736$783$1,830$873$2,040$888$2,073
Surry County51181$619$1,049$727$1,232$766$1,298$854$1,447$868$1,471
Sussex County51183$568$943$668$1,107$703$1,167$784$1,301$797$1,322
Tazewell County51185$616$668$723$785$762$827$850$922$864$936
Virginia Beach city51810$626$1,464$736$1,719$775$1,812$864$2,021$878$2,053
Warren County51187$610$1,210$716$1,421$754$1,498$841$1,670$855$1,697
Washington County51191$553$846$650$994$685$1,047$763$1,168$775$1,187
Waynesboro city51820$586$938$688$1,102$725$1,161$808$1,295$821$1,316
Westmoreland County51193$523$1,058$614$1,243$647$1,310$722$1,460$733$1,484
Williamsburg city51830$538$1,195$633$1,403$666$1,479$743$1,649$755$1,675
Winchester city51840$583$1,238$685$1,454$721$1,533$804$1,709$817$1,737
Wise County51195$578$738$679$867$716$913$798$1,018$811$1,035
Wythe County51197$573$720$672$846$709$891$790$994$803$1,010
York County51199$591$1,617$695$1,899$732$2,001$816$2,231$829$2,267

 

* Note: The IRS expense figures posted on this Web site are for use in completing bankruptcy forms. They are not for use in computing taxes or for any other tax administration purpose. Expense information for tax purposes can be found on the IRS Web site.

 

Friday, October 14, 2011 1:29 PM