Bankruptcy Allowable Living Expenses
(Cases Filed On or After July 15, 2026)

Local Housing and Utilities Standards*

Illinois

 

  Family Size and Expense Type
1 Person 2 People 3 People 4 People 5 or More People
County FIPS Code Non-
Mortgage
Mortgage/
Rent
Non-
Mortgage
Mortgage/
Rent
Non-
Mortgage
Mortgage/
Rent
Non-
Mortgage
Mortgage/
Rent
Non-
Mortgage
Mortgage/
Rent
Adams County17001$637$805$748$946$788$997$879$1,111$893$1,129
Alexander County17003$699$725$821$851$865$897$965$1,000$980$1,016
Bond County17005$594$858$697$1,008$735$1,062$819$1,185$833$1,203
Boone County17007$561$1,188$658$1,396$694$1,470$773$1,640$786$1,666
Brown County17009$606$723$712$849$750$895$836$998$850$1,014
Bureau County17011$625$779$734$915$774$964$863$1,075$877$1,092
Calhoun County17013$741$1,059$871$1,243$918$1,310$1,023$1,461$1,040$1,484
Carroll County17015$638$741$749$871$790$917$880$1,023$895$1,039
Cass County17017$741$629$871$739$917$779$1,023$868$1,039$883
Champaign County17019$624$1,135$733$1,333$772$1,405$861$1,566$875$1,592
Christian County17021$669$705$786$828$829$872$924$973$939$988
Clark County17023$699$704$821$827$865$872$965$972$980$988
Clay County17025$681$672$800$790$843$832$940$928$955$943
Clinton County17027$608$1,004$714$1,179$752$1,243$838$1,386$852$1,408
Coles County17029$635$757$745$890$785$938$876$1,045$890$1,062
Cook County17031$691$1,608$811$1,889$855$1,990$953$2,219$968$2,255
Crawford County17033$663$767$779$901$821$949$915$1,059$930$1,075
Cumberland County17035$625$741$734$870$774$916$863$1,021$877$1,038
De Witt County17039$636$790$747$928$787$978$878$1,090$892$1,108
DeKalb County17037$600$1,351$705$1,587$743$1,672$829$1,864$842$1,894
Douglas County17041$580$885$682$1,039$718$1,095$801$1,220$814$1,240
DuPage County17043$600$1,854$704$2,178$742$2,295$827$2,559$841$2,600
Edgar County17045$629$648$739$761$779$802$868$895$882$909
Edwards County17047$565$694$664$815$699$859$780$957$792$973
Effingham County17049$590$980$693$1,151$730$1,213$814$1,352$827$1,374
Fayette County17051$641$727$754$853$794$899$885$1,003$899$1,019
Ford County17053$661$747$776$877$817$925$911$1,031$926$1,048
Franklin County17055$634$716$745$841$784$887$875$988$889$1,004
Fulton County17057$703$717$826$842$870$888$971$989$986$1,006
Gallatin County17059$618$612$726$718$765$757$853$844$867$857
Greene County17061$661$684$776$803$818$846$912$943$927$958
Grundy County17063$632$1,449$743$1,701$783$1,792$873$1,998$887$2,030
Hamilton County17065$713$633$838$743$883$783$985$873$1,001$887
Hancock County17067$622$696$731$817$770$861$859$960$873$975
Hardin County17069$564$715$662$840$698$885$778$987$791$1,003
Henderson County17071$647$696$759$818$800$862$892$961$907$976
Henry County17073$637$922$748$1,083$788$1,141$879$1,272$893$1,293
Iroquois County17075$628$824$737$968$777$1,020$866$1,138$880$1,156
Jackson County17077$619$899$727$1,056$766$1,113$854$1,241$868$1,261
Jasper County17079$677$782$796$918$839$967$935$1,079$950$1,096
Jefferson County17081$670$771$787$906$830$954$925$1,064$940$1,081
Jersey County17083$647$988$760$1,160$800$1,223$893$1,363$907$1,385
Jo Daviess County17085$604$990$709$1,163$747$1,226$833$1,367$846$1,389
Johnson County17087$666$975$782$1,145$825$1,206$920$1,345$934$1,367
Kane County17089$615$1,672$722$1,964$761$2,069$848$2,307$862$2,344
Kankakee County17091$625$1,136$734$1,334$774$1,405$863$1,567$876$1,593
Kendall County17093$632$1,662$743$1,951$783$2,056$872$2,293$887$2,330
Knox County17095$656$699$770$821$812$865$905$965$920$980
La Salle County17099$622$990$730$1,163$769$1,226$858$1,366$871$1,389
Lake County17097$614$1,886$721$2,215$760$2,334$848$2,602$861$2,645
Lawrence County17101$656$595$770$699$812$736$905$821$920$834
Lee County17103$645$904$757$1,062$798$1,119$889$1,248$904$1,268
Livingston County17105$603$858$708$1,008$746$1,062$832$1,184$845$1,203
Logan County17107$620$778$728$914$767$963$855$1,074$869$1,091
Macon County17115$645$809$757$950$798$1,001$890$1,116$904$1,134
Macoupin County17117$642$765$754$898$795$946$886$1,055$901$1,072
Madison County17119$615$1,015$723$1,191$761$1,256$849$1,400$863$1,422
Marion County17121$644$736$756$865$797$911$889$1,015$903$1,032
Marshall County17123$632$827$742$972$782$1,024$872$1,142$886$1,160
Mason County17125$662$662$776$778$818$820$912$914$927$929
Massac County17127$713$763$838$896$883$944$985$1,052$1,001$1,069
McDonough County17109$640$705$752$828$793$872$884$972$898$988
McHenry County17111$604$1,581$709$1,857$747$1,957$833$2,182$847$2,217
McLean County17113$587$1,195$690$1,403$727$1,478$811$1,648$823$1,675
Menard County17129$626$973$735$1,143$775$1,204$864$1,343$878$1,364
Mercer County17131$653$831$767$976$809$1,028$902$1,146$916$1,165
Monroe County17133$644$1,379$756$1,620$797$1,707$889$1,903$903$1,934
Montgomery County17135$671$703$787$826$830$870$925$971$940$986
Morgan County17137$642$728$754$856$795$901$886$1,005$901$1,021
Moultrie County17139$628$788$738$926$777$976$867$1,088$880$1,106
Ogle County17141$603$1,058$708$1,243$746$1,310$832$1,460$845$1,484
Peoria County17143$657$972$771$1,142$813$1,203$906$1,342$921$1,363
Perry County17145$643$667$755$783$796$825$887$920$902$935
Piatt County17147$630$1,026$740$1,205$780$1,269$870$1,415$884$1,438
Pike County17149$628$605$737$711$777$749$866$835$880$849
Pope County17151$637$905$748$1,063$789$1,119$879$1,248$893$1,269
Pulaski County17153$664$571$781$670$822$707$917$788$932$800
Putnam County17155$696$985$818$1,157$862$1,219$961$1,359$976$1,382
Randolph County17157$641$826$753$970$794$1,022$885$1,140$899$1,159
Richland County17159$631$713$741$837$781$882$871$983$885$999
Rock Island County17161$584$929$686$1,091$723$1,149$806$1,281$819$1,302
Saline County17165$634$711$744$835$784$880$874$981$888$997
Sangamon County17167$609$1,018$716$1,195$754$1,260$841$1,405$855$1,427
Schuyler County17169$637$726$748$853$789$898$879$1,002$893$1,018
Scott County17171$679$684$798$803$841$846$938$943$952$959
Shelby County17173$641$756$753$888$794$935$885$1,043$899$1,060
St. Clair County17163$627$1,117$736$1,312$776$1,382$865$1,541$879$1,566
Stark County17175$661$734$777$861$818$908$912$1,012$927$1,029
Stephenson County17177$611$860$718$1,010$757$1,064$844$1,186$857$1,206
Tazewell County17179$629$965$739$1,133$779$1,194$869$1,331$882$1,353
Union County17181$599$858$703$1,008$741$1,062$826$1,184$839$1,204
Vermilion County17183$669$710$786$834$828$879$923$980$938$996
Wabash County17185$730$806$857$947$903$998$1,007$1,113$1,023$1,131
Warren County17187$635$618$746$726$786$765$876$853$891$866
Washington County17189$605$934$711$1,097$749$1,156$835$1,289$849$1,309
Wayne County17191$666$690$782$810$825$853$919$952$934$967
White County17193$666$626$782$735$825$774$919$864$934$878
Whiteside County17195$615$773$722$908$761$957$848$1,068$862$1,084
Will County17197$631$1,655$741$1,944$780$2,049$870$2,284$884$2,321
Williamson County17199$597$928$701$1,090$739$1,148$824$1,280$837$1,301
Winnebago County17201$579$977$680$1,148$716$1,210$798$1,349$811$1,371
Woodford County17203$618$1,152$726$1,352$765$1,425$853$1,589$867$1,614

 

* Note: The IRS expense figures posted on this Web site are for use in completing bankruptcy forms. They are not for use in computing taxes or for any other tax administration purpose. Expense information for tax purposes can be found on the IRS Web site.

 

Friday, October 14, 2011 1:29 PM