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Bankruptcy Allowable Living Expenses
(Cases Filed On or After July 15, 2026)

Local Housing and Utilities Standards*

Virginia

 

  Family Size and Expense Type
1 Person 2 People 3 People 4 People 5 or More People
County FIPS Code Non-
Mortgage		 Mortgage/
Rent		 Non-
Mortgage		 Mortgage/
Rent		 Non-
Mortgage		 Mortgage/
Rent		 Non-
Mortgage		 Mortgage/
Rent		 Non-
Mortgage		 Mortgage/
Rent
Accomack County51001$628$979$737$1,151$777$1,212$866$1,352$880$1,374
Albemarle County51003$564$1,742$662$2,046$698$2,156$778$2,404$791$2,443
Alexandria city51510$658$2,423$773$2,846$815$2,998$908$3,343$923$3,397
Alleghany County51005$619$763$727$897$766$945$854$1,054$868$1,071
Amelia County51007$686$1,019$805$1,197$848$1,262$946$1,407$961$1,430
Amherst County51009$591$856$694$1,006$731$1,060$815$1,182$828$1,201
Appomattox County51011$566$939$665$1,103$701$1,162$781$1,296$794$1,317
Arlington County51013$697$2,733$819$3,210$863$3,382$962$3,771$978$3,832
Augusta County51015$556$1,134$653$1,331$688$1,403$767$1,564$780$1,589
Bath County51017$621$845$729$992$768$1,046$857$1,166$870$1,185
Bedford city51515$551$1,084$647$1,274$682$1,342$760$1,497$772$1,521
Bedford County51019$551$1,084$647$1,274$682$1,342$760$1,497$772$1,521
Bland County51021$595$731$699$858$737$904$822$1,008$835$1,024
Botetourt County51023$555$1,156$652$1,358$687$1,431$766$1,596$779$1,621
Bristol city51520$522$841$613$988$646$1,041$720$1,161$732$1,179
Brunswick County51025$606$756$712$888$750$936$837$1,043$850$1,060
Buchanan County51027$584$736$686$865$723$911$806$1,016$819$1,032
Buckingham County51029$532$884$625$1,038$658$1,094$734$1,219$746$1,239
Buena Vista city51530$520$644$611$757$644$797$718$889$730$903
Campbell County51031$534$886$627$1,041$661$1,097$737$1,223$749$1,243
Caroline County51033$585$1,223$687$1,437$724$1,514$807$1,688$820$1,716
Carroll County51035$567$766$666$900$702$948$783$1,057$795$1,074
Charles City County51036$550$1,004$646$1,179$681$1,242$759$1,385$771$1,408
Charlotte County51037$685$749$805$879$849$926$946$1,033$961$1,050
Charlottesville city51540$615$1,610$722$1,892$761$1,993$849$2,222$862$2,258
Chesapeake city51550$636$1,528$747$1,794$787$1,891$878$2,108$892$2,142
Chesterfield County51041$598$1,387$702$1,630$740$1,717$825$1,915$838$1,946
Clarke County51043$612$1,625$719$1,909$758$2,011$845$2,242$859$2,278
Colonial Heights city51570$615$1,036$722$1,217$761$1,282$848$1,430$862$1,453
Covington city51580$719$550$844$646$889$681$992$759$1,008$771
Craig County51045$691$748$811$879$855$926$953$1,033$968$1,050
Culpeper County51047$595$1,406$699$1,652$736$1,741$821$1,941$834$1,972
Cumberland County51049$620$918$729$1,078$768$1,136$856$1,267$870$1,287
Danville city51590$643$652$755$766$796$807$887$900$901$915
Dickenson County51051$564$572$662$672$698$708$778$790$791$802
Dinwiddie County51053$597$1,048$701$1,231$739$1,297$824$1,446$837$1,470
Emporia city51595$835$951$981$1,117$1,034$1,177$1,153$1,312$1,171$1,334
Essex County51057$526$1,028$618$1,207$651$1,272$726$1,418$738$1,441
Fairfax city51600$583$2,461$685$2,890$722$3,045$804$3,396$817$3,451
Fairfax County51059$603$2,469$708$2,900$747$3,055$832$3,407$846$3,462
Falls Church city51610$636$3,298$747$3,874$788$4,081$878$4,551$892$4,625
Fauquier County51061$630$1,915$740$2,249$780$2,370$870$2,642$884$2,685
Floyd County51063$549$945$645$1,110$680$1,169$758$1,304$770$1,325
Fluvanna County51065$623$1,230$732$1,444$771$1,522$860$1,697$874$1,724
Franklin city51620$725$1,018$852$1,195$898$1,259$1,001$1,404$1,017$1,427
Franklin County51067$583$955$685$1,122$722$1,182$805$1,318$818$1,339
Frederick County51069$598$1,353$703$1,589$741$1,674$826$1,867$839$1,897
Fredericksburg city51630$573$1,771$673$2,080$709$2,192$791$2,444$803$2,484
Galax city51640$568$751$667$882$703$929$784$1,036$796$1,053
Giles County51071$624$735$733$863$772$910$861$1,014$875$1,031
Gloucester County51073$563$1,285$661$1,509$697$1,590$777$1,773$789$1,802
Goochland County51075$615$1,595$722$1,874$761$1,974$849$2,201$862$2,237
Grayson County51077$550$661$646$777$681$818$759$912$771$927
Greene County51079$549$1,334$645$1,567$680$1,651$758$1,841$770$1,871
Greensville County51081$602$700$707$823$745$867$830$967$844$982
Halifax County51083$589$720$692$845$729$891$813$993$826$1,009
Hampton city51650$627$1,164$736$1,367$776$1,440$865$1,606$879$1,632
Hanover County51085$591$1,448$694$1,701$731$1,793$815$1,999$829$2,031
Harrisonburg city51660$525$1,136$617$1,334$650$1,406$725$1,567$737$1,592
Henrico County51087$594$1,331$698$1,563$736$1,647$820$1,837$834$1,866
Henry County51089$596$648$699$762$737$802$822$894$835$909
Highland County51091$606$867$712$1,018$750$1,073$837$1,196$850$1,215
Hopewell city51670$581$804$682$945$719$995$802$1,109$815$1,127
Isle of Wight County51093$657$1,580$772$1,855$813$1,955$907$2,179$922$2,214
James City County51095$622$1,573$731$1,847$770$1,947$859$2,170$873$2,205
King and Queen County51097$568$982$667$1,153$703$1,215$784$1,355$796$1,377
King George County51099$679$1,548$797$1,818$840$1,916$937$2,136$952$2,171
King William County51101$590$1,110$693$1,304$730$1,374$814$1,532$827$1,557
Lancaster County51103$544$1,069$639$1,255$673$1,323$751$1,475$763$1,498
Lee County51105$554$653$651$767$686$808$765$901$777$916
Lexington city51678$608$1,128$714$1,325$753$1,396$839$1,557$853$1,582
Loudoun County51107$642$2,466$754$2,897$795$3,052$886$3,403$901$3,458
Louisa County51109$575$1,193$675$1,401$711$1,477$793$1,647$806$1,673
Lunenburg County51111$616$725$723$852$762$898$850$1,001$863$1,018
Lynchburg city51680$587$951$690$1,117$727$1,177$811$1,312$824$1,333
Madison County51113$537$1,262$631$1,482$665$1,562$741$1,742$753$1,770
Manassas city51683$671$1,795$788$2,108$831$2,221$926$2,477$941$2,517
Manassas Park city51685$674$1,620$791$1,903$834$2,005$930$2,235$945$2,272
Martinsville city51690$627$586$736$688$776$725$865$809$879$822
Mathews County51115$506$1,282$594$1,506$626$1,587$698$1,769$709$1,798
Mecklenburg County51117$620$868$728$1,020$767$1,075$855$1,199$869$1,218
Middlesex County51119$531$1,145$623$1,345$657$1,417$732$1,581$744$1,606
Montgomery County51121$560$1,218$658$1,431$693$1,508$773$1,681$786$1,708
Nelson County51125$650$1,138$764$1,336$805$1,408$898$1,569$912$1,595
New Kent County51127$606$1,459$712$1,714$750$1,806$836$2,014$850$2,046
Newport News city51700$631$1,182$741$1,389$781$1,463$871$1,631$885$1,657
Norfolk city51710$637$1,331$748$1,564$788$1,648$879$1,837$893$1,867
Northampton County51131$521$1,208$612$1,419$645$1,495$719$1,667$731$1,694
Northumberland County51133$535$1,097$629$1,288$663$1,357$739$1,513$751$1,538
Norton city51720$750$692$881$813$928$857$1,035$955$1,052$970
Nottoway County51135$675$806$793$947$836$997$932$1,112$947$1,130
Orange County51137$542$1,291$637$1,516$671$1,598$749$1,781$761$1,810
Page County51139$595$1,028$699$1,208$737$1,272$821$1,419$835$1,441
Patrick County51141$656$703$770$826$811$871$905$970$920$986
Petersburg city51730$638$895$749$1,051$789$1,108$880$1,235$894$1,255
Pittsylvania County51143$572$768$671$902$707$951$789$1,060$802$1,077
Poquoson city51735$597$1,759$701$2,066$739$2,177$824$2,427$837$2,467
Portsmouth city51740$650$1,182$763$1,388$804$1,463$897$1,631$911$1,658
Powhatan County51145$561$1,463$659$1,718$694$1,811$774$2,019$787$2,051
Prince Edward County51147$562$841$660$988$696$1,041$776$1,161$788$1,180
Prince George County51149$603$1,200$708$1,410$746$1,486$832$1,657$845$1,684
Prince William County51153$637$2,000$748$2,350$788$2,476$879$2,760$893$2,805
Pulaski County51155$611$851$717$1,000$755$1,054$842$1,175$856$1,194
Radford city51750$612$850$719$998$758$1,051$845$1,172$858$1,192
Rappahannock County51157$517$1,436$607$1,687$640$1,777$713$1,982$725$2,013
Richmond city51760$640$1,335$751$1,568$791$1,653$882$1,843$897$1,872
Richmond County51159$607$892$713$1,047$751$1,104$838$1,230$852$1,250
Roanoke city51770$594$847$697$995$734$1,049$819$1,169$832$1,188
Roanoke County51161$575$1,144$675$1,344$711$1,416$793$1,579$806$1,604
Rockbridge County51163$554$993$650$1,166$685$1,229$764$1,370$776$1,393
Rockingham County51165$558$1,160$655$1,363$690$1,436$770$1,600$782$1,627
Russell County51167$589$658$692$772$729$814$813$907$826$922
Salem city51775$581$1,046$682$1,228$719$1,294$801$1,443$814$1,467
Scott County51169$568$772$667$907$703$956$784$1,066$797$1,083
Shenandoah County51171$525$1,086$617$1,275$650$1,344$725$1,498$737$1,522
Smyth County51173$603$695$708$816$746$860$832$959$846$974
Southampton County51175$592$971$695$1,140$732$1,202$817$1,339$830$1,361
Spotsylvania County51177$596$1,506$701$1,768$738$1,864$823$2,078$837$2,111
Stafford County51179$629$1,865$739$2,191$779$2,308$869$2,573$883$2,615
Staunton city51790$574$968$674$1,138$710$1,199$792$1,337$805$1,358
Suffolk city51800$671$1,497$788$1,758$830$1,853$926$2,066$941$2,099
Surry County51181$645$1,063$758$1,248$799$1,315$891$1,466$905$1,490
Sussex County51183$599$940$704$1,104$742$1,163$827$1,297$840$1,318
Tazewell County51185$625$702$734$824$774$868$863$968$876$984
Virginia Beach city51810$648$1,479$761$1,738$802$1,831$894$2,042$908$2,075
Warren County51187$581$1,290$683$1,515$719$1,597$802$1,780$815$1,809
Washington County51191$585$831$687$976$724$1,028$807$1,146$820$1,165
Waynesboro city51820$591$956$694$1,122$731$1,183$816$1,318$829$1,340
Westmoreland County51193$577$1,053$678$1,236$714$1,303$797$1,452$809$1,476
Williamsburg city51830$588$1,200$691$1,409$728$1,485$812$1,655$825$1,682
Winchester city51840$583$1,274$685$1,496$722$1,576$805$1,757$818$1,786
Wise County51195$611$765$717$899$756$947$843$1,056$856$1,073
Wythe County51197$579$722$680$848$716$894$799$996$812$1,012
York County51199$626$1,629$735$1,914$774$2,017$863$2,249$877$2,285

 

* Note: The IRS expense figures posted on this Web site are for use in completing bankruptcy forms. They are not for use in computing taxes or for any other tax administration purpose. Expense information for tax purposes can be found on the IRS Web site.

 

Friday, October 14, 2011 1:29 PM