Applicability of 18 U.S.C. §§ 212 and 213 to FDIC Examiners’ Obtaining of Credit Cards From State-Chartered FDIC-Insured Nonmember Banks

Proposed FDIC regulations allowing FDIC examiners to obtain credit cards from insured state nonmember banks (subject to the condition that those examiners are not authorized to examine the banks that have issued the cards) are consistent with the provisions of 18 U.S.C. §§ 212 and 213, prohibiting loans between a bank examiner and banks which that examiner examines, or has the authority to examine.