Ruby J. Ngirmekur Sentenced to Prison for Financial Institution Fraud Conspiracy
SHAWN N. ANDERSON, United States Attorney for the Districts of Guam and the Northern Mariana Islands, announced that defendant RUBY J. NGIRMEKUR, age 38, was sentenced in District Court today by Designated Judge Ramona V. Manglona to 33 months imprisonment and three years of supervised release for conspiracy to commit financial institution fraud. The Court also ordered her to pay $13,090 in restitution and a $100 assessment fee, and to perform 50 hours of community service.
From May 2014 to July 2014, NGIRMEKUR and others participated in an ATM debit-fraud and check-fraud scheme involving Bank of Guam (BOG) funds and checks drawn from other financial institutions. As part of the conspiracy, the defendant deposited fraudulent checks into third party BOG accounts via ATM transactions, and then withdrew funds based upon those checks. For the entire period of the conspiracy, the defendant and her co-conspirators attempted to obtain $95,100 from BOG by depositing over 120 fraudulent checks drawn from closed and nonsufficient funds accounts at Wells Fargo Bank, N.A., Bank of Hawaii, and Navy Federal Credit Union.
This case was investigated by the Federal Bureau of Investigation and Guam Police Department, and prosecuted by Marivic P. David, Assistant United States Attorney for the District of Guam.