Fraudulent "Credit Profile Number" Results in Two Years in Prison
OKLAHOMA CITY – DEMARR FANNELL GREER, 39, of Edmond, Oklahoma, has been sentenced to 24 months in prison for fraudulent use of a Social Security Number, announced Robert J. Troester of the U.S. Attorney’s Office.
On April 17, 2018, a federal grand jury charged Greer with using interstate wire communications to defraud credit card issuers, automobile dealers, and other lenders between February and August 2016. According to the indictment, Greer obtained the Social Security Number of a person born in 2004 and used it as a "credit profile number"—also known as "credit privacy number" or a "credit protection number"—to establish what appeared to be good credit with consumer reporting agencies, such as TransUnion and Experian. After establishing good credit, he allegedly used the number to apply for a Discover Card and for a lease on a 2016 Dodge crew cab pickup. The indictment alleges he made little to no payments on his obligations and thus caused losses to businesses that had extended credit to him.
Greer pleaded guilty on October 20, 2018.
On March 7, 2019, U.S. District Judge David L. Russell sentenced Greer to 24 months in prison, to be followed by three years of supervised release. The sentence includes $22,734.08 in restitution: $16,528.95 to Motors Insurance Corporation, $5,000.00 to David Stanley Dodge, and $1,205.13 to Discovery Financial Services.
This case is the result of an investigation by the Social Security Administration—Office of Inspector General, the FBI, and the U.S. Postal Inspection Service. Assistant U.S. Attorney Timothy W. Ogilvie prosecuted the case.
Reference is made to public filings for further information.