On January 20, 2017, the court entered a consent order in United States v. JPMorgan Chase Bank, N.A. (S.D.N.Y.). The complaint, which was filed on January 18, 2017, by the United States Attorney's Office alleged that the defendant violated the Fair Housing Act and the Equal Credit Opportunity Act when African American and Hispanic borrowers paid higher rates and fees for wholesale mortgage loans than similarly situated white borrowers. The consent order includes monetary relief of $53 million which includes a civil penalty of $55,000.