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Benefit Information

As a new employee, you are eligible for several benefits and will need to make decisions on these benefits, usually within 60 days of your appointment. The benefits eligibility will be covered during your new employee orientation, but you can begin to review the forms and make decisions about your elections before you report.

As a new employee of the ENRD, you may be eligible to enroll in:


Federal Employees Health Benefits (FEHB) Program

The FEHB provides comprehensive health insurance.  The FEHB Handbook and Eligibility information are located on the Office of Personnel Management site.

To determine the best plan for you, Find plans in your state. Look up plans by zip code, name, or 2-digit plan code.

Note: Everyone must complete the SF-2890 to elect this benefit.  Completion of the SF-2890 is require even if you choose not to enroll.

You have 60-days from the date of your appointment to enroll as a new employee.

Coverage will be effective the first pay period after your form is received by the Office of Human Resources.


Federal Employees’ Group Life Insurance Program (FEGLI)

FEGLI Program Handbook (PDF)

Initial Election

Unless your position is excluded from FEGLI coverage by law or regulation, you are automatically enrolled in Basic insurance. If you do not want this coverage, you can either waive it when you first become eligible for coverage, or cancel it at a later date. Optional insurance is not automatic; you must specifically elect the types of Optional insurance you want within 60 days of becoming eligible.

Effective Date

Basic insurance coverage is effective on the first day you are in a pay and duty status in an eligible position. Option A and Option B insurance coverage is effective on the first day you are in a pay and duty status on or after the day your employing office receives your election. If the employee is not in a pay and duty status on the date the employing office receives the election, the coverage becomes effective the next date that the employee is in pay and duty status. Option C insurance coverage is effective on the day your employing office receives your election without regard to pay and duty status.


Federal Employees Dental and Vision Insurance Program (FEDVIP)

FEDVIP General Information

The FEDVIP General Information is located on the Office of Personnel Management site.  This site provides an overview of dental and vision insurance.

Employees must self-enroll in FEDVIP at https://www.benefeds.com/.

New and newly eligible employees can enroll within 60-days after they become eligible.  Employees must be eligible for the FEHB program to be eligible to enroll in FEDVIP.


Federal Flexible Spending Account Program (FSAFEDS)

Flexible Spending Accounts General Information

The Federal Spending Accounts General Information is located on the Office of Personnel Management site.

Employees must self-enroll in FSAFEDS at https://www.fsafeds.com/.

If you are a new or newly eligible employee you have 60 days from your hire date to enroll in FSAFEDS, but you must enroll prior to October 1 of any benefit period (plan year).  If you do not enroll before October 1, you cannot participate for the current benefit period. You can elect an FSA for the next benefit period during Open Season from mid-November to mid-December each year.  As a new or newly eligible employee, your election will generally be effective the next day after you enroll, but not before January 1 (which is the start of the new benefit period).

Important: You must choose to enroll each year. Your participation will not automatically carry over from year to year.  While the FSAFEDS Open Season coincides with the Federal Benefits Open Season, it is administered very differently. Your employing agency does not play a part in the FSAFEDS enrollment process. You enroll directly with FSAFEDS, either through its website or by calling an FSAFEDS Benefits Counselor.


Federal Long Term Care Insurance Program (FLTCIP)

The FLTCIP General Information is located on the Office of Personnel Management site.

The FLTCIP provides long term care insurance to help pay for costs of care if you can no longer perform everyday tasks by yourself due to chronic illness, injury, disability, or the aging process. It isn’t care that is intended to cure you; it’s ongoing care that you might need for the rest of your life. This means you may need help with activities of daily living, such as bathing, dressing, continence, eating, toileting, and transferring. Long term care also includes the supervision you might need due to a severe cognitive impairment (such as Alzheimer’s disease).  The FLTCIP is available to eligible federal and U.S. Postal Service employees and annuitants, active and retired uniformed service members, and certain qualified relatives.


Thrift Savings Plan (TSP)

The TSP site is found at https://www.tsp.gov/

The Thrift Savings Plan (TSP) is a retirement savings and investment plan for Federal employees and members of the uniformed services.

As a federal employee, a member of the uniformed services, or a beneficiary participant, you have the opportunity to participate in one of the finest retirement plans in the world.

General Information

Participant eligibility

Most employees of the United States government are eligible to participate in the TSP. You are eligible if you’re any of the following:

  • A FERS employee (generally if you were hired on or after January 1, 1984)
  • A CSRS employee (generally if you were hired before January 1, 1984 and did not convert to FERS)
  • A member of the uniformed services (active duty or Ready Reserve)
  • A civilian in certain other categories of government service

In addition to being covered by an eligible retirement system, you must also be

  • actively employed by the federal government as a civilian employee or as a member of the uniformed services,
  • in a pay status in order to contribute, and
  • working full- or part-time

If you are a FERS employee hired on or after October 1, 2020, your agency has automatically enrolled you in the TSP and 5% of your basic salary is deducted each pay period and deposited in the traditional balance of your TSP account. The first 3% of pay that you contribute will be matched dollar-for-dollar; the next 2% will be matched at 50 cents on the dollar. Contributions above 5% of your pay will not be matched. If you stop making regular employee contributions, your matching contributions will also stop.

Further, your Agency/Service Matching Contributions are based on the total amount of money (traditional and Roth) that you contribute each pay period. All agency/service contributions are deposited into your traditional balance.

Updated July 14, 2023