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United States v. COPOCO Community Credit Union (E.D. Mich.)


On July 6, 2017, the United States entered into a settlement agreement resolving United States v. COPOCO Community Credit Union (E.D. Mich.). The complaint, which was filed on July 26, 2016, alleged that the credit union violated the Servicemembers Civil Relief Act by repossessing protected servicemembers’ motor vehicles without obtaining the necessary court orders. On January 5, 2017, the court denied COPOCO's motion to dismiss. The settlement agreement requires COPOCO to provide $10,000 in compensation to each of three servicemembers whose motor vehicles COPOCO unlawfully repossessed and $7,500 to one servicemember who faced an unlawful repossession but had his vehicle returned. The settlement agreement also requires COPOCO to implement SCRA policies to be approved by the United States, report to the United States on SCRA compliance, and pay a civil penalty of $5,000.

Press Release (7/6/17)
Press Release (7/26/16)

Case Open Date
Case Name
United States v. COPOCO Community Credit Union (E.D. Mich.)
Servicemembers Initiative
Civil Rights
  • Servicemembers Civil Relief Act
  • SCRA
  • Department of Defense
  • military service
  • servicemember
  • military status
  • motor vehicle
  • car
  • repossession
  • court order
  • violation
  • post a bond
  • 4265 East Wilder Road
  • Bay City
  • 1:16-cv-12756-Tll-PTM
Industry Code(s)
  • None
Updated March 24, 2023