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United States v. Park National Bank (S.D. Ohio)


On March 2, 2023, the court entered a consent order in United States v. Park National Bank (S.D. Ohio). On February 28, 2023, the United States filed the complaint and a proposed consent order. The complaint alleges that, from at least 2015 to 2021, Park National Bank (Park National) violated the Fair Housing Act and the Equal Credit Opportunity Act on the basis of race, color, and national origin by engaging in unlawful redlining of predominantly Black and Hispanic neighborhoods within the Columbus, Ohio metropolitan area. The consent order requires Park National to invest at least $7.75 million in a loan subsidy fund to increase access to credit in majority-Black and Hispanic neighborhoods in the Columbus area; $750,000 in outreach, advertising, consumer financial education, and credit counseling initiatives; and $500,000 in developing community partnerships to provide services that expand access to residential mortgage credit. Park National will also open a new branch and a new loan production office in majority-Black and Hispanic neighborhoods and ensure that a minimum of four mortgage lenders, at least one of whom is Spanish-speaking, are assigned to serve these areas.

Press Release (2/28/2023)
Comunicado de prensa (28/2/2023)

Case Open Date
Case Name
United States v. Park National Bank (S.D. Ohio)
  • PNB; Fair Housing Act; FHA; Equal Credit Opportunity Act; ECOA; race; color; national origin; redlining; pattern or practice; relevant time period; Black; Hispanic; Census
Industry Code(s)
  • None
Updated June 30, 2023