Press Release
Three Individuals Charged with Conspiracy to Commit Bank Fraud
For Immediate Release
U.S. Attorney's Office, Northern District of Alabama
BIRMINGHAM, Ala. – A federal grand jury indicted three individuals for their role in operating a scheme to defraud Chase Bank, announced U.S. Attorney Prim F. Escalona and U.S. Postal Inspection Service Inspector-in-Charge Scott D. Fix, Houston Division.
A three-count indictment filed in U.S. District Court charges Jon-Christopher Arrington Spencer, also known as “JC Spencer,” also known as “Money Mike,” 22, of Bessemer; Haley Monique Perkins, 21, of Pleasant Grove; and Jeffery Dwaine Moody, Jr., 22, of Birmingham with conspiracy and bank fraud. Spencer also was charged with theft of mail matter.
The indictment alleges that between May 2022 and August 31, 2022, Spencer, Perkins, and Moody conspired together to defraud Chase Bank. To achieve this goal, the defendants obtained three fraudulent checks drawn on three businesses’ banking accounts. These three businesses had deposited checks after hours into the blue depository boxes at the Meadowbrook U.S. Post Office. Those three checks were then stolen from the depository boxes. The fraudulent checks were made payable to Moody and deposited into a Chase Bank account controlled by him. The defendants attempted twice to withdraw money for personal use from this Moody-controlled bank account. The total value of the checks deposited into the bank account and drawn on the accounts belonging to three separate businesses was more than $7,000.
The maximum penalty for conspiracy to commit bank fraud is 30 years in prison. The maximum penalty for theft of mail matter is five years in prison.
The U.S. Postal Inspection Service investigated the case. Assistant U.S. Attorney Brittney L. Plyler is prosecuting the case.
An indictment contains only charges. A defendant is presumed innocent unless and until proven guilty.
Updated March 4, 2024
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