Credit Counseling & Debtor Education Information

Credit Counseling for Consumers
Debtor Education
The United States Trustee Program does not endorse or recommend any particular credit counseling agency or debtor education provider, or guarantee the quality of its counseling or instructional services.
If you wish to apply for approval to provide nonprofit budget and credit counseling services, and/or post-filing debtor education, please click on the "Application, Instructions, and Appendices" links below.
Credit Counseling
Debtor Education

Important Notices

September 13, 2019

Federal Register Notices Regarding Renewal of Credit Counseling and Debtor Education Applications

As required by the Office of Management and Budget and pursuant to the Paperwork Reduction Act of 1995, the U.S. Trustee Program has published in the Federal Register two Notices of Agency Information Collection Activities. The Notices pertain to the renewal of the form Instructions, Applications and related Appendices used by Nonprofit Budget and Credit Counseling Agencies and Providers of Personal Financial Management Instructional Courses who apply to become authorized agencies or providers.
Credit Counseling Federal Register Notice dated August 7, 2019 [PDF -280 KB]
Debtor Education Federal Register Notice dated August 7, 2019 [PDF -286 KB]

Credit Counseling Final Rule:
EOUST-102 [PDF -690 KB]
Debtor Education Final Rule:
EOUST-104 [PDF -511 KB]

Administrative decisions regarding credit counseling agencies and debtor education providers:

Judicial Districts:
Report Complaints:
Complaints? Contact Us:
Updated September 18, 2019

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