Credit Counseling & Debtor Education Information

FOR CONSUMERS
Credit Counseling for Consumers
Debtor Education
The United States Trustee Program does not endorse or recommend any particular credit counseling agency or debtor education provider, or guarantee the quality of its counseling or instructional services.
 
FOR APPLICANTS
If you wish to apply for approval to provide nonprofit budget and credit counseling services, and/or post-filing debtor education, please click on the "Application, Instructions, and Appendices" links below.
Credit Counseling
Debtor Education

Quality Service Review [PDF - 91 KB]

Privacy Act Statement for Credit Counseling [PDF - 33 KB]

Privacy Act Statement for Debtor Education [PDF - 33 KB]

Important Notices

December 2, 2019

Updated Applications, Instructions and Appendices for Credit Counseling and Debtor Education have been posted to the United States Trustee Program’s website.  Effective immediately, all applicants must use the updated Application and Appendices when applying for approval or re-approval as a credit counseling agency or debtor education provider.  The forms are in effect until November 30, 2022.

 

 

November 13, 2019

Revocation of Temporary Waiver of Credit Counseling and Financial Education Requirements for Bankruptcy Filers in the District of the Northern Mariana Islands To Occur Effective May 12, 2020.

Read More

 

 

September 27, 2019

Revocation of Temporary Waiver of Credit Counseling and Debtor Education Requirements in the Districts of Puerto Rico and the Virgin Islands Due to the Effects of Hurricanes Irma and Maria to Occur Effective March 25, 2020.

Read More

 

 

Credit Counseling Final Rule:
EOUST-102 [PDF -690 KB]
 
Debtor Education Final Rule:
EOUST-104 [PDF -511 KB]
 
 
Administrative decisions regarding credit counseling agencies and debtor education providers:
 
 
Judicial Districts:
 
Report Complaints:
Complaints? Contact Us:
ust.CCDE.complaint.help@usdoj.gov
202-514-4100
Updated February 10, 2020

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