Product Utility -- Need For Enhanced Product Features

One table with two columns showing the following:

The 1st column shows a Visa card with the words "Check Card" underneath and the following bullet points:

• Cash Back
• Improved Issuer Risk Management Capabilities
• Enhanced Transaction Processing Capabilities
• Chip Functionality

The 2nd column shows an Interlink and Plus cards with the following bullet points:

• Merchant Coverage
• ATM Coverage
• Value-Added Features
  • Stamps
  • Travelers Checks
  • Stored Value Reload
  • Other New Applications

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